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Pontiac BancorpPONT 67 12-1 Month Momentum % is 22.28% as of Sep. 02, 2026. GuruFocus rates PONT with a GF Score™ of 67/100 and a GF Value™ of $649.23 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,592 Banks companies, Pontiac Bancorp ranks better than 55.09% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-09-02), Pontiac Bancorp's 12-1 Month Momentum % is 22.28%.
The industry rank for Pontiac Bancorp's 12-1 Month Momentum % or its related term are showing as below:
PONT's 12-1 Month Momentum % is ranked better than 55.09% of 1592
companies
in the Banks industry
Industry Median: 18.12
vs PONT: 22.28
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Pontiac Bancorp 12-1 Month Momentum % Related Terms
PONT vs FGBI, CMRB, FMBM: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Pontiac Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pontiac Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Pontiac Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Pontiac Bancorp's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pontiac Bancorp (PONT) has a 12-1 Month Momentum % of 22.28% as of Sep. 02, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Pontiac Bancorp and its competitors. According to the industry distribution chart, Pontiac Bancorp ranks #715 out of 1592 companies in the Banks industry, placing it in the top 44.9%.
Is Pontiac Bancorp's 12-1 Month Momentum % too high?
Pontiac Bancorp's current 12-1 Month Momentum % is 22.28%. The Banks industry median 12-1 Month Momentum % is 18.12. Pontiac Bancorp's value of 22.28% is 23% above this industry median. Based on the distribution chart, Pontiac Bancorp ranks #715 out of 1592 companies in the Banks industry, which is above the industry midpoint. Overall, Pontiac Bancorp has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's 12-1 Month Momentum % compare to FGBI and CMRB?
According to the Banks industry distribution chart, Pontiac Bancorp ranks #715 out of 1592 companies for 12-1 Month Momentum %. This puts Pontiac Bancorp in the upper half of its industry. The industry median 12-1 Month Momentum % is 18.12. Pontiac Bancorp's value of 22.28% is 23% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.12, based on 1,592 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pontiac Bancorp's current 12-1 Month Momentum % of 22.28% is 23% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Pontiac Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pontiac Bancorp's current 12-1 Month Momentum % is 22.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $649.23, compared to a current price of $700.00 — trading 7.8% above its estimated fair value. The current 12-1 Month Momentum % is 22.28% and 23% above the Banks industry median of 18.12. Pontiac Bancorp's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current 12-1 Month Momentum % is 22.28% as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pontiac Bancorp (PONT) Overvalued in 2026?
Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be overvalued.
The current stock price of $700.00 is trading 7.8% above its estimated GF Value™ of $649.23.
GuruFocus considers Pontiac Bancorp to be Fairly Valued.
Key valuation signals for PONT:
12-1 Month Momentum %: 22.28%
GF Value™: $649.23 vs. price of $700.00 (7.8% above fair value)
Industry Position: 23% above the Banks median (#715 of 1592)
No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
67GF Score
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12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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