PONT (Pontiac Bancorp) Total Noninterest Expense: $22.60 Mil (As of Dec. 2025)

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PONT Pontiac Bancorp Inc PONT
59 GF Score
Price $675.00
GF Value $642.85
Valuation Fairly Valued
! 1 Warning Sign
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What is Pontiac Bancorp Total Noninterest Expense?

Pontiac Bancorp PONT +5.58% 59 Total Noninterest Expense is $22.60 Mil as of Dec. 2025. GuruFocus rates PONT with a GF Score™ of 59/100 and a GF Value™ of $642.85 (Fairly Valued). The stock has 1 warning sign investors should review.

Pontiac Bancorp's Total Noninterest Expense for the six months ended in Dec. 2025 was $22.60 Mil. Pontiac Bancorp's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $22.60 Mil.

Pontiac Bancorp Total Noninterest Expense Related Terms

Pontiac Bancorp Total Noninterest Expense Historical Data

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The historical data trend for Pontiac Bancorp's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pontiac Bancorp Total Noninterest Expense Chart

Pontiac Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial 17.03 19.64 19.82 23.75 22.60

Pontiac Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial 17.03 19.64 19.82 23.75 22.60
PONT
59GF Score
Pontiac Bancorp Inc PONT
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Pontiac Bancorp Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $22.60 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $22.60 Mil mean?
Pontiac Bancorp (PONT) has a Total Noninterest Expense of $22.60 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Pontiac Bancorp and its competitors.
Is Pontiac Bancorp's Total Noninterest Expense too high?
Pontiac Bancorp's current Total Noninterest Expense is $22.60 Mil. Overall, Pontiac Bancorp has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pontiac Bancorp's Total Noninterest Expense compare to AFBI and FMBM?
Pontiac Bancorp's Total Noninterest Expense of $22.60 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Pontiac Bancorp and its competitors. Pontiac Bancorp's current Total Noninterest Expense is $22.60 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pontiac Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pontiac Bancorp (PONT) is currently considered Fairly Valued. The stock's GF Value™ is $642.85, compared to a current price of $675.00 — trading 5% above its estimated fair value. The current Total Noninterest Expense is $22.60 Mil. Pontiac Bancorp's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Pontiac Bancorp (PONT), the current Total Noninterest Expense is $22.60 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pontiac Bancorp (PONT) Overvalued in 2026?

Based on GuruFocus' analysis, Pontiac Bancorp stock appears to be overvalued. The current stock price of $675.00 is trading 5% above its estimated GF Value™ of $642.85. GuruFocus considers Pontiac Bancorp to be Fairly Valued.

Key valuation signals for PONT:

  • Total Noninterest Expense: $22.60 Mil
  • GF Value™: $642.85 vs. price of $675.00 (5% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the PONT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pontiac Bancorp Business Description

Address 300 W. Washington Street, Pontiac, IL, USA, 61764
Pontiac Bancorp Inc is engaged in banking services. The company offers personal banking, business banking, lending, wealth management, and agriculture lending services. The bank grants agribusiness, commercial, residential, and personal loans to customers located in the bank's market area.
59GF Score

Get the complete analysis for PONT

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$675.00
Price
$642.85
GF Value