CNA Financial (FRA:CNH) EV-to-EBIT: 10.05 (As of Aug. 01, 2026) — Near Median

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FRA:CNH CNA Financial Corp FRA:CNH
71 GF Score
Price €45.82
GF Value €43.79
Valuation Fairly Valued
! 5 Warning Signs
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What is CNA Financial EV-to-EBIT?

CNA Financial FRA:CNH -3.94% 71 EV-to-EBIT is 10.05 as of Aug. 01, 2026, which is 8% below its 10-year median of 10.95. GuruFocus rates FRA:CNH with a GF Score™ of 71/100 and a GF Value™ of €43.79 (Fairly Valued). The stock has 5 warning signs investors should review. Among 345 Insurance companies, CNA Financial ranks worse than 58.55% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, CNA Financial's Enterprise Value is €14,445 Mil. CNA Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was €1,437 Mil. Therefore, CNA Financial's EV-to-EBIT for today is 10.05.

The historical rank and industry rank for CNA Financial's EV-to-EBIT or its related term are showing as below:

FRA:CNH' s EV-to-EBIT Range Over the Past 10 Years
Min: 7.64   Med: 10.95   Max: 20.11
Current: 9.94

During the past 13 years, the highest EV-to-EBIT of CNA Financial was 20.11. The lowest was 7.64. And the median was 10.95.

FRA:CNH's EV-to-EBIT is ranked worse than
58.55% of 345 companies
in the Insurance industry
Industry Median: 8.6 vs FRA:CNH: 9.94

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. CNA Financial's Enterprise Value for the quarter that ended in Mar. 2026 was €12,778 Mil. CNA Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was €1,437 Mil. CNA Financial's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 11.25%.


CNA Financial  (FRA:CNH) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

CNA Financial's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Mar. 2026 ) =EBIT / Enterprise Value (Q: Mar. 2026 )
=1437.141/12778.0926
=11.25 %

CNA Financial's Enterprise Value for the quarter that ended in Mar. 2026 was €12,778 Mil.
CNA Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,437 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CNA Financial EV-to-EBIT Related Terms


CNA Financial EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for CNA Financial's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNA Financial EV-to-EBIT Chart

CNA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.02 14.86 8.60 11.61 8.81

CNA Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.85 12.27 11.16 8.81 8.88

FRA:CNH vs AIZ, AFG, ORI: EV-to-EBIT Comparison

For the Insurance - Property & Casualty subindustry, CNA Financial's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNA Financial EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, CNA Financial's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where CNA Financial's EV-to-EBIT falls into.


FRA:CNH
71GF Score
CNA Financial Corp FRA:CNH
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CNA Financial EV-to-EBIT Calculation

CNA Financial's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=14444.843/1437.141
=10.05

CNA Financial's current Enterprise Value is €14,445 Mil.
CNA Financial's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,437 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 10.05 mean?
CNA Financial (FRA:CNH) has a EV-to-EBIT of 10.05 as of Aug. 01, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on CNA Financial and its competitors. This is near median its historical median of 10.95. Over the past decade, CNA Financial's EV-to-EBIT has ranged from 7.64 to 20.11. According to the industry distribution chart, CNA Financial ranks #202 out of 345 companies in the Insurance industry, placing it in the top 58.6%.
Is CNA Financial's EV-to-EBIT too high?
CNA Financial's current EV-to-EBIT of 10.05 is near median its 10-year median of 10.95. Over the past 10 years, this metric has ranged from a low of 7.64 to a high of 20.11. The Insurance industry median EV-to-EBIT is 8.60. CNA Financial's value of 10.05 is 16.9% above this industry median. Based on the distribution chart, CNA Financial ranks #202 out of 345 companies in the Insurance industry, which is below the industry midpoint. Overall, CNA Financial has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's EV-to-EBIT compare to AIZ and AFG?
According to the Insurance industry distribution chart, CNA Financial ranks #202 out of 345 companies for EV-to-EBIT. This places CNA Financial in the lower half of its industry. The industry median EV-to-EBIT is 8.60. CNA Financial's value of 10.05 is 16.9% above this benchmark. Historically, CNA Financial's own EV-to-EBIT has ranged from 7.64 to 20.11 over the past decade. While the company's 10-year median is 10.95 vs. the industry median of 8.60, CNA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.60, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current EV-to-EBIT of 10.05 is 16.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on CNA Financial and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current EV-to-EBIT is 10.05, which is near median its own 10-year median of 10.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (FRA:CNH) is currently considered Fairly Valued. The stock's GF Value™ is €43.79, compared to a current price of €45.82 — trading 4.6% above its estimated fair value. The current EV-to-EBIT is 10.05, which is near median its 10-year median of 10.95 and 16.9% above the Insurance industry median of 8.60. CNA Financial's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For CNA Financial (FRA:CNH), the current EV-to-EBIT is 10.05 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNA Financial (FRA:CNH) Overvalued in 2026?

Based on GuruFocus' analysis, CNA Financial stock appears to be overvalued. The current stock price of €45.82 is trading 4.6% above its estimated GF Value™ of €43.79. GuruFocus considers CNA Financial to be Fairly Valued.

Key valuation signals for FRA:CNH:

  • EV-to-EBIT: 10.05 (near median its 10-year median of 10.95)
  • GF Value™: €43.79 vs. price of €45.82 (4.6% above fair value)
  • GF Score™: 71/100 with 5 warning signs
  • Industry Position: 16.9% above the Insurance median (#202 of 345)

No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNA Financial Business Description

Other Exchanges CNA:USACNH:Germany
Address 151 N. Franklin, Chicago, IL, USA, 60606
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
71GF Score

Get the complete analysis for FRA:CNH

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.82
Price
€43.79
GF Value