CNA FinancialFRA:CNH +0.15%63 FCF Margin % is 10.49% as of Mar. 2026, which is 36% below its 10-year median of 16.37. GuruFocus rates FRA:CNH with a GF Score™ of 63/100 and a GF Value™ of €43.33 (Fairly Valued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, CNA Financial ranks better than 63.47% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. CNA Financial's Free Cash Flow for the
three
months ended in Mar. 2026 was €329 Mil. CNA Financial's Revenue for the
three
months ended in Mar. 2026 was €3,133 Mil. Therefore, CNA Financial's FCF Margin % for the quarter that ended in Mar. 2026 was 10.49%.
The historical rank and industry rank for CNA Financial's FCF Margin % or its related term are showing as below:
FRA:CNH'
s FCF Margin % Range Over the Past 10 Years
Min: 10.35 Med: 16.37 Max: 20.6
Current: 14.64
During the past 13 years, the highest FCF Margin % of CNA Financial was 20.60%. The lowest was 10.35%. And the median was 16.37%.
FRA:CNH's FCF Margin % is ranked better than 63.47% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs FRA:CNH: 14.64
CNA Financial FCF Margin % Related Terms
CNA Financial FCF Margin % Historical Data
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The historical data trend for CNA Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, CNA Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNA Financial FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, CNA Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where CNA Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNA Financial (FRA:CNH) has a FCF Margin % of 10.49% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CNA Financial and its competitors. This is 36% below median its historical median of 16.37. Over the past decade, CNA Financial's FCF Margin % has ranged from 10.35 to 20.60. According to the industry distribution chart, CNA Financial ranks #183 out of 501 companies in the Insurance industry, placing it in the top 36.5%.
Is CNA Financial's FCF Margin % too high?
CNA Financial's current FCF Margin % of 10.49% is 36% below median its 10-year median of 16.37. Over the past 10 years, this metric has ranged from a low of 10.35 to a high of 20.60. The Insurance industry median FCF Margin % is 9.60. CNA Financial's value of 10.49% is 9.3% above this industry median. Based on the distribution chart, CNA Financial ranks #183 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, CNA Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's FCF Margin % compare to AFG and AIZ?
According to the Insurance industry distribution chart, CNA Financial ranks #183 out of 501 companies for FCF Margin %. This puts CNA Financial in the upper half of its industry. The industry median FCF Margin % is 9.60. CNA Financial's value of 10.49% is 9.3% above this benchmark. Historically, CNA Financial's own FCF Margin % has ranged from 10.35 to 20.60 over the past decade. While the company's 10-year median is 16.37 vs. the industry median of 9.60, CNA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current FCF Margin % of 10.49% is 9.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CNA Financial and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current FCF Margin % is 10.49%, which is 36% below median its own 10-year median of 16.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (FRA:CNH) is currently considered Fairly Valued. The stock's GF Value™ is €43.33, compared to a current price of €40.92 — trading 5.6% below its estimated fair value. The current FCF Margin % is 10.49%, which is 36% below median its 10-year median of 16.37 and 9.3% above the Insurance industry median of 9.60. CNA Financial's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CNA Financial (FRA:CNH), the current FCF Margin % is 10.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNA Financial (FRA:CNH) Overvalued in 2026?
Based on GuruFocus' analysis, CNA Financial stock appears to be undervalued.
The current stock price of €40.92 is trading 5.6% below its estimated GF Value™ of €43.33.
GuruFocus considers CNA Financial to be Fairly Valued.
Key valuation signals for FRA:CNH:
FCF Margin %: 10.49% (36% below median its 10-year median of 16.37)
GF Value™: €43.33 vs. price of €40.92 (5.6% below fair value)
Industry Position: 9.3% above the Insurance median (#183 of 501)
No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
63GF Score
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