CNA FinancialFRA:CNH -0.20%63 Pretax Margin % is 7.37% as of Mar. 2026, which is 34% below its 10-year median of 11.19. GuruFocus rates FRA:CNH with a GF Score™ of 63/100 and a GF Value™ of €42.05 (Fairly Valued). The stock has 2 warning signs investors should review. Among 506 Insurance companies, CNA Financial ranks worse than 56.72% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. CNA Financial's Pre-Tax Income for the
three
months ended in Mar. 2026 was €231 Mil. CNA Financial's Revenue for the
three
months ended in Mar. 2026 was €3,133 Mil. Therefore, CNA Financial's pretax margin for the quarter that ended in Mar. 2026 was 7.37%.
The historical rank and industry rank for CNA Financial's Pretax Margin % or its related term are showing as below:
FRA:CNH'
s Pretax Margin % Range Over the Past 10 Years
Min: 6.85 Med: 11.19 Max: 14.03
Current: 10.42
FRA:CNH's Pretax Margin % is ranked worse than 56.72% of 506
companies
in the Insurance industry
Industry Median: 12.02
vs FRA:CNH: 10.42
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
CNA Financial Pretax Margin % Related Terms
CNA Financial Pretax Margin % Historical Data
* Premium members only.
The historical data trend for CNA Financial's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:CNH vs AFG, AIZ, ORI: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, CNA Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNA Financial Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, CNA Financial's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where CNA Financial's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNA Financial (FRA:CNH) has a Pretax Margin % of 7.37% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on CNA Financial and its competitors. This is 34% below median its historical median of 11.19. Over the past decade, CNA Financial's Pretax Margin % has ranged from 6.85 to 14.03. According to the industry distribution chart, CNA Financial ranks #287 out of 506 companies in the Insurance industry, placing it in the top 56.7%.
Is CNA Financial's Pretax Margin % too high?
CNA Financial's current Pretax Margin % of 7.37% is 34% below median its 10-year median of 11.19. Over the past 10 years, this metric has ranged from a low of 6.85 to a high of 14.03. The Insurance industry median Pretax Margin % is 12.02. CNA Financial's value of 7.37% is 38.7% below this industry median. Based on the distribution chart, CNA Financial ranks #287 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, CNA Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's Pretax Margin % compare to AFG and AIZ?
According to the Insurance industry distribution chart, CNA Financial ranks #287 out of 506 companies for Pretax Margin %. This places CNA Financial in the lower half of its industry. The industry median Pretax Margin % is 12.02. CNA Financial's value of 7.37% is 38.7% below this benchmark. Historically, CNA Financial's own Pretax Margin % has ranged from 6.85 to 14.03 over the past decade. While the company's 10-year median is 11.19 vs. the industry median of 12.02, CNA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.02, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current Pretax Margin % of 7.37% is 38.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on CNA Financial and its competitors. For the Insurance industry, the median Pretax Margin % is 12.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current Pretax Margin % is 7.37%, which is 34% below median its own 10-year median of 11.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (FRA:CNH) is currently considered Fairly Valued. The stock's GF Value™ is €42.05, compared to a current price of €40.84 — trading 2.9% below its estimated fair value. The current Pretax Margin % is 7.37%, which is 34% below median its 10-year median of 11.19 and 38.7% below the Insurance industry median of 12.02. CNA Financial's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For CNA Financial (FRA:CNH), the current Pretax Margin % is 7.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNA Financial (FRA:CNH) Overvalued in 2026?
Based on GuruFocus' analysis, CNA Financial stock appears to be undervalued.
The current stock price of €40.84 is trading 2.9% below its estimated GF Value™ of €42.05.
GuruFocus considers CNA Financial to be Fairly Valued.
Key valuation signals for FRA:CNH:
Pretax Margin %: 7.37% (34% below median its 10-year median of 11.19)
GF Value™: €42.05 vs. price of €40.84 (2.9% below fair value)
Industry Position: 38.7% below the Insurance median (#287 of 506)
No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
63GF Score
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