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CNA FinancialFRA:CNH -0.90%70 Equity-to-Asset is 0.16 as of Jun. 2026, which is 16% below its 10-year median of 0.19. GuruFocus rates FRA:CNH with a GF Score™ of 70/100 and a GF Value™ of €42.74 (Fairly Valued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, CNA Financial ranks worse than 70.83% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. CNA Financial's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €9,709 Mil. CNA Financial's Total Assets for the quarter that ended in Jun. 2026 was €60,651 Mil.
Therefore, CNA Financial's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.16.
The historical rank and industry rank for CNA Financial's Equity-to-Asset or its related term are showing as below:
FRA:CNH'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13 Med: 0.19 Max: 0.22
Current: 0.16
During the past 13 years, the highest Equity to Asset Ratio of CNA Financial was 0.22. The lowest was 0.13. And the median was 0.19.
FRA:CNH's Equity-to-Asset is ranked worse than 70.83% of 504
companies
in the Insurance industry
Industry Median: 0.26
vs FRA:CNH: 0.16
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
CNA Financial Equity-to-Asset Related Terms
CNA Financial Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for CNA Financial's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:CNH vs AIZ, AFG, ORI: Equity-to-Asset Comparison
For the Insurance - Property & Casualty subindustry, CNA Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNA Financial Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, CNA Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where CNA Financial's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
CNA Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNA Financial (FRA:CNH) has a Equity-to-Asset of 0.16 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CNA Financial and its competitors. This is 16% below median its historical median of 0.19. Over the past decade, CNA Financial's Equity-to-Asset has ranged from 0.13 to 0.22. According to the industry distribution chart, CNA Financial ranks #357 out of 504 companies in the Insurance industry, placing it in the top 70.8%.
Is CNA Financial's Equity-to-Asset too high?
CNA Financial's current Equity-to-Asset of 0.16 is 16% below median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.22. The Insurance industry median Equity-to-Asset is 0.26. CNA Financial's value of 0.16 is 38.5% below this industry median. Based on the distribution chart, CNA Financial ranks #357 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, CNA Financial has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's Equity-to-Asset compare to AIZ and AFG?
According to the Insurance industry distribution chart, CNA Financial ranks #357 out of 504 companies for Equity-to-Asset. This places CNA Financial in the lower half of its industry. The industry median Equity-to-Asset is 0.26. CNA Financial's value of 0.16 is 38.5% below this benchmark. Historically, CNA Financial's own Equity-to-Asset has ranged from 0.13 to 0.22 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.26, CNA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current Equity-to-Asset of 0.16 is 38.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CNA Financial and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current Equity-to-Asset is 0.16, which is 16% below median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (FRA:CNH) is currently considered Fairly Valued. The stock's GF Value™ is €42.74, compared to a current price of €41.90 — trading 2% below its estimated fair value. The current Equity-to-Asset is 0.16, which is 16% below median its 10-year median of 0.19 and 38.5% below the Insurance industry median of 0.26. CNA Financial's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For CNA Financial (FRA:CNH), the current Equity-to-Asset is 0.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNA Financial (FRA:CNH) Overvalued in 2026?
Based on GuruFocus' analysis, CNA Financial stock appears to be undervalued.
The current stock price of €41.90 is trading 2% below its estimated GF Value™ of €42.74.
GuruFocus considers CNA Financial to be Fairly Valued.
Key valuation signals for FRA:CNH:
Equity-to-Asset: 0.16 (16% below median its 10-year median of 0.19)
GF Value™: €42.74 vs. price of €41.90 (2% below fair value)
Industry Position: 38.5% below the Insurance median (#357 of 504)
No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
70GF Score
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