CNA Financial (FRA:CNH) OCF Margin %: 10.85% (As of Mar. 2026) — 35% Below Median


FRA:CNH CNA Financial Corp FRA:CNH
63 GF Score
Price €40.92
GF Value €43.40
Valuation Fairly Valued
! 2 Warning Signs
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What is CNA Financial OCF Margin %?

CNA Financial FRA:CNH +0.15% 63 OCF Margin % is 10.85% as of Mar. 2026, which is 35% below its 10-year median of 16.77. GuruFocus rates FRA:CNH with a GF Score™ of 63/100 and a GF Value™ of €43.40 (Fairly Valued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, CNA Financial ranks better than 61.48% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. CNA Financial's Cash Flow from Operations for the three months ended in Mar. 2026 was €340 Mil. CNA Financial's Revenue for the three months ended in Mar. 2026 was €3,133 Mil. Therefore, CNA Financial's OCF Margin % for the quarter that ended in Mar. 2026 was 10.85%.

As of today, CNA Financial's current OCF Yield % is 17.68%.

The historical rank and industry rank for CNA Financial's OCF Margin % or its related term are showing as below:

FRA:CNH' s OCF Margin % Range Over the Past 10 Years
Min: 10.59   Med: 16.77   Max: 21.04
Current: 15.19


During the past 13 years, the highest OCF Margin % of CNA Financial was 21.04%. The lowest was 10.59%. And the median was 16.77%.

FRA:CNH's OCF Margin % is ranked better than
61.48% of 501 companies
in the Insurance industry
Industry Median: 10.85 vs FRA:CNH: 15.19


CNA Financial OCF Margin % Related Terms


CNA Financial OCF Margin % Historical Data

* Premium members only.

The historical data trend for CNA Financial's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNA Financial OCF Margin % Chart

CNA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.30 21.04 17.41 18.37 16.92

CNA Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.87 15.46 19.21 15.17 10.85

FRA:CNH vs AFG, AIZ, ORI: OCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, CNA Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNA Financial OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, CNA Financial's OCF Margin % distribution charts can be found below:

* The bar in red indicates where CNA Financial's OCF Margin % falls into.


FRA:CNH
63GF Score
CNA Financial Corp FRA:CNH
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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CNA Financial OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

CNA Financial's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2126.46/12564.902
=16.92 %

CNA Financial's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=339.945/3133.03
=10.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 10.85% mean?
CNA Financial (FRA:CNH) has a OCF Margin % of 10.85% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on CNA Financial and its competitors. This is 35% below median its historical median of 16.77. Over the past decade, CNA Financial's OCF Margin % has ranged from 10.59 to 21.04. According to the industry distribution chart, CNA Financial ranks #193 out of 501 companies in the Insurance industry, placing it in the top 38.5%.
Is CNA Financial's OCF Margin % too high?
CNA Financial's current OCF Margin % of 10.85% is 35% below median its 10-year median of 16.77. Over the past 10 years, this metric has ranged from a low of 10.59 to a high of 21.04. The Insurance industry median OCF Margin % is 10.85. CNA Financial's value of 10.85% is 0% at this industry median. Based on the distribution chart, CNA Financial ranks #193 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, CNA Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's OCF Margin % compare to AFG and AIZ?
According to the Insurance industry distribution chart, CNA Financial ranks #193 out of 501 companies for OCF Margin %. This puts CNA Financial in the upper half of its industry. The industry median OCF Margin % is 10.85. CNA Financial's value of 10.85% is 0% at this benchmark. Historically, CNA Financial's own OCF Margin % has ranged from 10.59 to 21.04 over the past decade. While the company's 10-year median is 16.77 vs. the industry median of 10.85, CNA Financial has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current OCF Margin % of 10.85% is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on CNA Financial and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current OCF Margin % is 10.85%, which is 35% below median its own 10-year median of 16.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (FRA:CNH) is currently considered Fairly Valued. The stock's GF Value™ is €43.40, compared to a current price of €40.92 — trading 5.7% below its estimated fair value. The current OCF Margin % is 10.85%, which is 35% below median its 10-year median of 16.77 and 0% at the Insurance industry median of 10.85. CNA Financial's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For CNA Financial (FRA:CNH), the current OCF Margin % is 10.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNA Financial (FRA:CNH) Overvalued in 2026?

Based on GuruFocus' analysis, CNA Financial stock appears to be undervalued. The current stock price of €40.92 is trading 5.7% below its estimated GF Value™ of €43.40. GuruFocus considers CNA Financial to be Fairly Valued.

Key valuation signals for FRA:CNH:

  • OCF Margin %: 10.85% (35% below median its 10-year median of 16.77)
  • GF Value™: €43.40 vs. price of €40.92 (5.7% below fair value)
  • GF Score™: 63/100 with 2 warning signs
  • Industry Position: 0% at the Insurance median (#193 of 501)

No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNA Financial Business Description

Other Exchanges CNA:USACNH:Germany
Address 151 N. Franklin, Chicago, IL, USA, 60606
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
63GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.92
Price
€43.40
GF Value