Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
CNA FinancialFRA:CNH -3.94%71 EV-to-EBITDA is 9.63 as of Aug. 03, 2026, which is 7% below its 10-year median of 10.40. GuruFocus rates FRA:CNH with a GF Score™ of 71/100 and a GF Value™ of €43.79 (Fairly Valued). The stock has 5 warning signs investors should review. Among 346 Insurance companies, CNA Financial ranks worse than 61.27% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, CNA Financial's enterprise value is €14,445 Mil.
CNA Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €1,500 Mil. Therefore, CNA Financial's EV-to-EBITDA for today is 9.63.
The historical rank and industry rank for CNA Financial's EV-to-EBITDA or its related term are showing as below:
FRA:CNH'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.27 Med: 10.4 Max: 17.55
Current: 9.53
During the past 13 years, the highest EV-to-EBITDA of CNA Financial was 17.55. The lowest was 7.27. And the median was 10.40.
FRA:CNH's EV-to-EBITDA is ranked worse than 61.27% of 346
companies
in the Insurance industry
Industry Median: 8.185
vs FRA:CNH: 9.53
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CNA Financial's PE Ratio (TTM) for today is calculated as:
CNA Financial's share price for today is €45.82.
CNA Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.838.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for CNA Financial's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, CNA Financial's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNA Financial EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, CNA Financial's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where CNA Financial's EV-to-EBITDA falls into.
CNA Financial's current Enterprise Value is €14,445 Mil.
CNA Financial's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,500 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNA Financial (FRA:CNH) has a EV-to-EBITDA of 9.63 as of Aug. 03, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on CNA Financial. This is near median its historical median of 10.40. Over the past decade, CNA Financial's EV-to-EBITDA has ranged from 7.27 to 17.55. According to the industry distribution chart, CNA Financial ranks #212 out of 346 companies in the Insurance industry, placing it in the top 61.3%.
Is CNA Financial's EV-to-EBITDA too high?
CNA Financial's current EV-to-EBITDA of 9.63 is near median its 10-year median of 10.40. Over the past 10 years, this metric has ranged from a low of 7.27 to a high of 17.55. The Insurance industry median EV-to-EBITDA is 8.19. CNA Financial's value of 9.63 is 17.7% above this industry median. Based on the distribution chart, CNA Financial ranks #212 out of 346 companies in the Insurance industry, which is below the industry midpoint. Overall, CNA Financial has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's EV-to-EBITDA compare to AIZ and AFG?
According to the Insurance industry distribution chart, CNA Financial ranks #212 out of 346 companies for EV-to-EBITDA. This places CNA Financial in the lower half of its industry. The industry median EV-to-EBITDA is 8.19. CNA Financial's value of 9.63 is 17.7% above this benchmark. Historically, CNA Financial's own EV-to-EBITDA has ranged from 7.27 to 17.55 over the past decade. While the company's 10-year median is 10.40 vs. the industry median of 8.19, CNA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.19, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current EV-to-EBITDA of 9.63 is 17.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on CNA Financial. For the Insurance industry, the median EV-to-EBITDA is 8.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current EV-to-EBITDA is 9.63, which is near median its own 10-year median of 10.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (FRA:CNH) is currently considered Fairly Valued. The stock's GF Value™ is €43.79, compared to a current price of €45.82 — trading 4.6% above its estimated fair value. The current EV-to-EBITDA is 9.63, which is near median its 10-year median of 10.40 and 17.7% above the Insurance industry median of 8.19. CNA Financial's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For CNA Financial (FRA:CNH), the current EV-to-EBITDA is 9.63 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNA Financial (FRA:CNH) Overvalued in 2026?
Based on GuruFocus' analysis, CNA Financial stock appears to be overvalued.
The current stock price of €45.82 is trading 4.6% above its estimated GF Value™ of €43.79.
GuruFocus considers CNA Financial to be Fairly Valued.
Key valuation signals for FRA:CNH:
EV-to-EBITDA: 9.63 (near median its 10-year median of 10.40)
GF Value™: €43.79 vs. price of €45.82 (4.6% above fair value)
Industry Position: 17.7% above the Insurance median (#212 of 346)
No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
71GF Score
Get the complete analysis for FRA:CNH
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:CNH has been successfully added to your 
