CNA Financial (FRA:CNH) Margin of Safety % (DCF FCF Based): 61.03% (As of Jun. 26, 2026)


FRA:CNH CNA Financial Corp FRA:CNH
63 GF Score
Price €40.92
GF Value €43.33
Valuation Fairly Valued
! 2 Warning Signs
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What is CNA Financial Margin of Safety % (DCF FCF Based)?

CNA Financial FRA:CNH +0.15% 63 Margin of Safety % (DCF FCF Based) is 61.03% as of Jun. 26, 2026. GuruFocus rates FRA:CNH with a GF Score™ of 63/100 and a GF Value™ of €43.33 (Fairly Valued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), CNA Financial's Predictability Rank is 2.5-Stars. CNA Financial's intrinsic value calculated from the Discounted FCF model is €53.16 and current share price is €40.92. Consequently,

CNA Financial's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 61.03%.

FRA:CNH vs AFG, AIZ, ORI: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Property & Casualty subindustry, CNA Financial's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CNA Financial Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, CNA Financial's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where CNA Financial's Margin of Safety % (DCF FCF Based) falls into.


FRA:CNH
63GF Score
CNA Financial Corp FRA:CNH
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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CNA Financial Margin of Safety % (DCF FCF Based) Calculation

CNA Financial's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(105.01-40.92)/105.01
=61.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 61.03% mean?
CNA Financial (FRA:CNH) has a Margin of Safety % (DCF FCF Based) of 61.03% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on CNA Financial.
Is CNA Financial's Margin of Safety % (DCF FCF Based) too high?
CNA Financial's current Margin of Safety % (DCF FCF Based) is 61.03%. Overall, CNA Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's Margin of Safety % (DCF FCF Based) compare to AFG and AIZ?
CNA Financial's Margin of Safety % (DCF FCF Based) of 61.03% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for an Insurance company?
A good Margin of Safety % (DCF FCF Based) depends on the Insurance industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on CNA Financial. CNA Financial's current Margin of Safety % (DCF FCF Based) is 61.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (FRA:CNH) is currently considered Fairly Valued. The stock's GF Value™ is €43.33, compared to a current price of €40.92 — trading 5.6% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 61.03%. CNA Financial's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For CNA Financial (FRA:CNH), the current Margin of Safety % (DCF FCF Based) is 61.03% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNA Financial (FRA:CNH) Overvalued in 2026?

Based on GuruFocus' analysis, CNA Financial stock appears to be undervalued. The current stock price of €40.92 is trading 5.6% below its estimated GF Value™ of €43.33. GuruFocus considers CNA Financial to be Fairly Valued.

Key valuation signals for FRA:CNH:

  • Margin of Safety % (DCF FCF Based): 61.03%
  • GF Value™: €43.33 vs. price of €40.92 (5.6% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNA Financial Business Description

Other Exchanges CNA:USACNH:Germany
Address 151 N. Franklin, Chicago, IL, USA, 60606
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
63GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.92
Price
€43.33
GF Value