CNA Financial (FRA:CNH) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:CNH CNA Financial Corp FRA:CNH
70 GF Score
Price €44.50
GF Value €42.91
Valuation Fairly Valued
! 5 Warning Signs
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What is CNA Financial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of CNA Financial is: Moderate Risk: Sensitive, better choose undervalued stock.

CNA Financial  (FRA:CNH) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

CNA Financial Risk Assessment Related Terms

FRA:CNH vs AIZ, AFG, ORI: Risk Assessment Comparison

For the Insurance - Property & Casualty subindustry, CNA Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CNA Financial Risk Assessment vs Insurance Industry

For the Insurance industry and Financial Services sector, CNA Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where CNA Financial's Risk Assessment falls into.


FRA:CNH
70GF Score
CNA Financial Corp FRA:CNH
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CNA Financial (FRA:CNH) Overvalued in 2026?

Based on GuruFocus' analysis, CNA Financial stock appears to be overvalued. The current stock price of €44.50 is trading 3.7% above its estimated GF Value™ of €42.91. GuruFocus considers CNA Financial to be Fairly Valued.

Key valuation signals for FRA:CNH:

  • Risk Assessment:
  • GF Value™: €42.91 vs. price of €44.50 (3.7% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CNA Financial Business Description

Other Exchanges CNA:USACNH:Germany
Address 151 N. Franklin, Chicago, IL, USA, 60606
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
70GF Score

Get the complete analysis for FRA:CNH

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.50
Price
€42.91
GF Value