CNA FinancialFRA:CNH -0.20%63 Interest Coverage is 9.09 as of Mar. 2026, which is 6% below its 10-year median of 9.63. GuruFocus rates FRA:CNH with a GF Score™ of 63/100 and a GF Value™ of €42.05 (Fairly Valued). The stock has 2 warning signs investors should review. Among 351 Insurance companies, CNA Financial ranks worse than 56.98% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. CNA Financial's
EBIT
for the
three
months ended in Mar. 2026 was €260 Mil. CNA Financial's Interest Expense for the
three
months ended in Mar. 2026 was €-29 Mil.
CNA Financial's interest coverage for the quarter that ended in Mar. 2026 was 9.09.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for CNA Financial's Interest Coverage or its related term are showing as below:
FRA:CNH'
s Interest Coverage Range Over the Past 10 Years
Min: 7.73 Med: 9.63 Max: 13.94
Current: 12.31
FRA:CNH's Interest Coverage is ranked worse than 56.98% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs FRA:CNH: 12.31
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
CNA Financial Interest Coverage Related Terms
CNA Financial Interest Coverage Historical Data
* Premium members only.
The historical data trend for CNA Financial's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:CNH vs AFG, AIZ, ORI: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, CNA Financial's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNA Financial Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, CNA Financial's Interest Coverage distribution charts can be found below:
* The bar in red indicates where CNA Financial's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CNA Financial (FRA:CNH) has a Interest Coverage of 9.09 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CNA Financial and its competitors. This is near median its historical median of 9.63. Over the past decade, CNA Financial's Interest Coverage has ranged from 7.73 to 13.94. According to the industry distribution chart, CNA Financial ranks #200 out of 351 companies in the Insurance industry, placing it in the top 57%.
Is CNA Financial's Interest Coverage too high?
CNA Financial's current Interest Coverage of 9.09 is near median its 10-year median of 9.63. Over the past 10 years, this metric has ranged from a low of 7.73 to a high of 13.94. The Insurance industry median Interest Coverage is 16.23. CNA Financial's value of 9.09 is 44% below this industry median. Based on the distribution chart, CNA Financial ranks #200 out of 351 companies in the Insurance industry, which is below the industry midpoint. Overall, CNA Financial has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's Interest Coverage compare to AFG and AIZ?
According to the Insurance industry distribution chart, CNA Financial ranks #200 out of 351 companies for Interest Coverage. This places CNA Financial in the lower half of its industry. The industry median Interest Coverage is 16.23. CNA Financial's value of 9.09 is 44% below this benchmark. Historically, CNA Financial's own Interest Coverage has ranged from 7.73 to 13.94 over the past decade. While the company's 10-year median is 9.63 vs. the industry median of 16.23, CNA Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current Interest Coverage of 9.09 is 44% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CNA Financial and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current Interest Coverage is 9.09, which is near median its own 10-year median of 9.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (FRA:CNH) is currently considered Fairly Valued. The stock's GF Value™ is €42.05, compared to a current price of €40.84 — trading 2.9% below its estimated fair value. The current Interest Coverage is 9.09, which is near median its 10-year median of 9.63 and 44% below the Insurance industry median of 16.23. CNA Financial's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CNA Financial (FRA:CNH), the current Interest Coverage is 9.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNA Financial (FRA:CNH) Overvalued in 2026?
Based on GuruFocus' analysis, CNA Financial stock appears to be undervalued.
The current stock price of €40.84 is trading 2.9% below its estimated GF Value™ of €42.05.
GuruFocus considers CNA Financial to be Fairly Valued.
Key valuation signals for FRA:CNH:
Interest Coverage: 9.09 (near median its 10-year median of 9.63)
GF Value™: €42.05 vs. price of €40.84 (2.9% below fair value)
Industry Position: 44% below the Insurance median (#200 of 351)
No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
63GF Score
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