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CNA FinancialFRA:CNH -2.04%74 5-Year Yield-on-Cost % is 4.60 as of Jul. 17, 2026, which is 5% above its 10-year median of 4.37. GuruFocus rates FRA:CNH with a GF Score™ of 74/100 and a GF Value™ of €41.99 (Fairly Valued). The stock has 5 warning signs investors should review. Among 417 Insurance companies, CNA Financial ranks better than 56.35% on this metric.
CNA Financial's yield on cost for the quarter that ended in Mar. 2026 was 4.60.
The historical rank and industry rank for CNA Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:CNH'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.35 Med: 4.37 Max: 6.84
Current: 4.6
During the past 13 years, CNA Financial's highest Yield on Cost was 6.84. The lowest was 2.35. And the median was 4.37.
FRA:CNH's 5-Year Yield-on-Cost % is ranked better than 56.35% of 417
companies
in the Insurance industry
Industry Median: 3.98
vs FRA:CNH: 4.60
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
CNA Financial 5-Year Yield-on-Cost % Related Terms
FRA:CNH vs AIZ, AFG, ORI: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, CNA Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNA Financial 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, CNA Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where CNA Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of CNA Financial is calculated as
CNA Financial (FRA:CNH) has a 5-Year Yield-on-Cost % of 4.60 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CNA Financial and its competitors. This is near median its historical median of 4.37. Over the past decade, CNA Financial's 5-Year Yield-on-Cost % has ranged from 2.35 to 6.84. According to the industry distribution chart, CNA Financial ranks #182 out of 417 companies in the Insurance industry, placing it in the top 43.6%.
Is CNA Financial's 5-Year Yield-on-Cost % too high?
CNA Financial's current 5-Year Yield-on-Cost % of 4.60 is near median its 10-year median of 4.37. Over the past 10 years, this metric has ranged from a low of 2.35 to a high of 6.84. The Insurance industry median 5-Year Yield-on-Cost % is 3.98. CNA Financial's value of 4.60 is 15.6% above this industry median. Based on the distribution chart, CNA Financial ranks #182 out of 417 companies in the Insurance industry, which is above the industry midpoint. Overall, CNA Financial has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's 5-Year Yield-on-Cost % compare to AIZ and AFG?
According to the Insurance industry distribution chart, CNA Financial ranks #182 out of 417 companies for 5-Year Yield-on-Cost %. This puts CNA Financial in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.98. CNA Financial's value of 4.60 is 15.6% above this benchmark. Historically, CNA Financial's own 5-Year Yield-on-Cost % has ranged from 2.35 to 6.84 over the past decade. While the company's 10-year median is 4.37 vs. the industry median of 3.98, CNA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNA Financial's current 5-Year Yield-on-Cost % of 4.60 is 15.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on CNA Financial and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNA Financial's current 5-Year Yield-on-Cost % is 4.60, which is near median its own 10-year median of 4.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (FRA:CNH) is currently considered Fairly Valued. The stock's GF Value™ is €41.99, compared to a current price of €43.18 — trading 2.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.60, which is near median its 10-year median of 4.37 and 15.6% above the Insurance industry median of 3.98. CNA Financial's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For CNA Financial (FRA:CNH), the current 5-Year Yield-on-Cost % is 4.60 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNA Financial (FRA:CNH) Overvalued in 2026?
Based on GuruFocus' analysis, CNA Financial stock appears to be overvalued.
The current stock price of €43.18 is trading 2.8% above its estimated GF Value™ of €41.99.
GuruFocus considers CNA Financial to be Fairly Valued.
Key valuation signals for FRA:CNH:
5-Year Yield-on-Cost %: 4.60 (near median its 10-year median of 4.37)
GF Value™: €41.99 vs. price of €43.18 (2.8% above fair value)
Industry Position: 15.6% above the Insurance median (#182 of 417)
No single metric tells the full story. See the FRA:CNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
74GF Score
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