Usha Financial Services (NSE:USHAFIN) EV-to-OCF: (As of Sep. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:USHAFIN Usha Financial Services Ltd NSE:USHAFIN
15 GF Score
Price ₹50.00
! 5 Warning Signs
View Full Analysis

What is Usha Financial Services EV-to-OCF?

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Usha Financial Services's Enterprise Value is ₹3,802.9 Mil. Usha Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.0 Mil. Therefore, Usha Financial Services's EV-to-OCF for today is .

The historical rank and industry rank for Usha Financial Services's EV-to-OCF or its related term are showing as below:

NSE:USHAFIN' s EV-to-OCF Range Over the Past 10 Years
Min: 24.79   Med: 0   Max: 24.79
Current: 24.79

During the past 5 years, the highest EV-to-OCF of Usha Financial Services was 24.79. The lowest was 24.79. And the median was .

NSE:USHAFIN's EV-to-OCF is ranked worse than
81.06% of 549 companies
in the Credit Services industry
Industry Median: -0.4 vs NSE:USHAFIN: 24.79

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-15), Usha Financial Services's stock price is ₹50.00. Usha Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹3.940. Therefore, Usha Financial Services's PE Ratio (TTM) for today is 12.69.


Usha Financial Services  (NSE:USHAFIN) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Usha Financial Services's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=50.00/3.940
=12.69

Usha Financial Services's share price for today is ₹50.00.
Usha Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹3.940.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Usha Financial Services EV-to-OCF Related Terms


Usha Financial Services EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Usha Financial Services's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Usha Financial Services EV-to-OCF Chart

Usha Financial Services Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-OCF
0.00 0.00 0.00 -3.00 19.27

Usha Financial Services Quarterly Data
Mar22 Mar23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only 0.00 -3.00 0.00 0.00 19.27

NSE:USHAFIN vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, Usha Financial Services's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Usha Financial Services EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Usha Financial Services's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Usha Financial Services's EV-to-OCF falls into.


NSE:USHAFIN
15GF Score
Usha Financial Services Ltd NSE:USHAFIN
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Usha Financial Services EV-to-OCF Calculation

Usha Financial Services's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=3802.863/0
=

Usha Financial Services's current Enterprise Value is ₹3,802.9 Mil.
Usha Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Usha Financial Services Business Description

Address Plot No. 73, Industrial Area, First Floor, Patparganj, East Delhi, Delhi, IND, 110092
Usha Financial Services Ltd is a non-banking finance company. It provides lending solutions to fellow NBFCs, corporates, MSMEs, and individuals, particularly to women entrepreneurs. The company's services also extend to Electric vehicle (EV) financing. It provides diversified financial products to individuals, bodies corporates, NBFCs, and MSMEs.
15GF Score

Get the complete analysis for NSE:USHAFIN

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹50.00
Price