Usha Financial Services (NSE:USHAFIN) ROE % Adjusted to Book Value: 19.67% (As of Mar. 2026)


NSE:USHAFIN Usha Financial Services Ltd NSE:USHAFIN
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What is Usha Financial Services ROE % Adjusted to Book Value?

Usha Financial Services NSE:USHAFIN 24 ROE % Adjusted to Book Value is 19.67% as of Mar. 2026. GuruFocus rates NSE:USHAFIN with a GF Score™ of 24/100. The stock has 3 warning signs investors should review.

Usha Financial Services's ROE % for the quarter that ended in Mar. 2026 was 11.41%. Usha Financial Services's PB Ratio for the quarter that ended in Mar. 2026 was 0.58. Usha Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 19.67%.

Usha Financial Services ROE % Adjusted to Book Value Related Terms

Usha Financial Services ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Usha Financial Services's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Usha Financial Services ROE % Adjusted to Book Value Chart

Usha Financial Services Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
0.00 0.00 0.00 16.19 17.57

Usha Financial Services Quarterly Data
Mar22 Mar23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only 0.00 3.58 8.18 0.00 19.67

NSE:USHAFIN vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Usha Financial Services's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Usha Financial Services ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Usha Financial Services's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Usha Financial Services's ROE % Adjusted to Book Value falls into.


NSE:USHAFIN
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Usha Financial Services Ltd NSE:USHAFIN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Usha Financial Services ROE % Adjusted to Book Value Calculation

Usha Financial Services's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.19% / 0.58
=17.57%

Usha Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.41% / 0.58
=19.67%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 19.67% mean?
Usha Financial Services (NSE:USHAFIN) has a ROE % Adjusted to Book Value of 19.67% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Usha Financial Services and its competitors.
Is Usha Financial Services' ROE % Adjusted to Book Value too high?
Usha Financial Services' current ROE % Adjusted to Book Value is 19.67%. Overall, Usha Financial Services has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Usha Financial Services' ROE % Adjusted to Book Value compare to V and MA?
Usha Financial Services' ROE % Adjusted to Book Value of 19.67% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Usha Financial Services and its competitors. Usha Financial Services's current ROE % Adjusted to Book Value is 19.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usha Financial Services stock overvalued right now?
Usha Financial Services (NSE:USHAFIN) has a current ROE % Adjusted to Book Value of 19.67%. The current ROE % Adjusted to Book Value is 19.67%. Usha Financial Services' overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Usha Financial Services (NSE:USHAFIN), the current ROE % Adjusted to Book Value is 19.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Usha Financial Services Business Description

Address Plot No. 73, Industrial Area, First Floor, Patparganj, East Delhi, Delhi, IND, 110092
Usha Financial Services Ltd is a non-banking finance company. It provides lending solutions to fellow NBFCs, corporates, MSMEs, and individuals, particularly to women entrepreneurs. The company's services also extend to Electric vehicle (EV) financing. It provides diversified financial products to individuals, bodies corporates, NBFCs, and MSMEs.
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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