Usha Financial Services (NSE:USHAFIN) Interest Expense: ₹0.0 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:USHAFIN Usha Financial Services Ltd NSE:USHAFIN
12 GF Score
Price ₹33.00
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What is Usha Financial Services Interest Expense?

Usha Financial Services NSE:USHAFIN -4.35% 12 Interest Expense is ₹0.0 Mil as of Mar. 2026. GuruFocus rates NSE:USHAFIN with a GF Score™ of 12/100. The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Usha Financial Services's interest expense for the three months ended in Mar. 2026 was ₹ 0.0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.0 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Usha Financial Services's Operating Income for the three months ended in Mar. 2026 was ₹ 87.0 Mil. Usha Financial Services's Interest Expense for the three months ended in Mar. 2026 was ₹ 0.0 Mil. GuruFocus does not calculate Usha Financial Services's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Usha Financial Services  (NSE:USHAFIN) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Usha Financial Services's Interest Expense for the three months ended in Mar. 2026 was ₹0.0 Mil. Its Operating Income for the three months ended in Mar. 2026 was ₹87.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was ₹1,757.2 Mil.

Usha Financial Services's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

GuruFocus does not calculate Usha Financial Services's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Usha Financial Services Interest Expense Historical Data

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The historical data trend for Usha Financial Services's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Usha Financial Services Interest Expense Chart

Usha Financial Services Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
-0.22 -12.48 -0.14 -0.06 0.00

Usha Financial Services Quarterly Data
Mar22 Mar23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00
NSE:USHAFIN
12GF Score
Usha Financial Services Ltd NSE:USHAFIN
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Usha Financial Services Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹0.0 Mil mean?
Usha Financial Services (NSE:USHAFIN) has a Interest Expense of ₹0.0 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Usha Financial Services and its competitors.
Is Usha Financial Services' Interest Expense too high?
Usha Financial Services' current Interest Expense is ₹0.0 Mil. Overall, Usha Financial Services has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Usha Financial Services' Interest Expense compare to V and MA?
Usha Financial Services' Interest Expense of ₹0.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Usha Financial Services and its competitors. Usha Financial Services's current Interest Expense is ₹0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usha Financial Services stock overvalued right now?
Usha Financial Services (NSE:USHAFIN) has a current Interest Expense of ₹0.0 Mil. The current Interest Expense is ₹0.0 Mil. Usha Financial Services' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Usha Financial Services (NSE:USHAFIN), the current Interest Expense is ₹0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Usha Financial Services Business Description

Address Plot No. 73, Industrial Area, First Floor, Patparganj, East Delhi, Delhi, IND, 110092
Usha Financial Services Ltd is a non-banking finance company. It provides lending solutions to fellow NBFCs, corporates, MSMEs, and individuals, particularly to women entrepreneurs. The company's services also extend to Electric vehicle (EV) financing. It provides diversified financial products to individuals, bodies corporates, NBFCs, and MSMEs.
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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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