Usha Financial Services (NSE:USHAFIN) Retained Earnings: ₹0.0 Mil (As of Mar. 2026)

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NSE:USHAFIN Usha Financial Services Ltd NSE:USHAFIN
12 GF Score
Price ₹37.75
! 3 Warning Signs
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What is Usha Financial Services Retained Earnings?

Usha Financial Services NSE:USHAFIN 12 Retained Earnings is ₹0.0 Mil as of Mar. 2026. GuruFocus rates NSE:USHAFIN with a GF Score™ of 12/100. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Usha Financial Services's retained earnings for the quarter that ended in Mar. 2026 was ₹0.0 Mil.

Usha Financial Services's annual retained earnings increased from Mar. 2024 (₹377.8 Mil) to Mar. 2025 (₹488.2 Mil) but then declined from Mar. 2025 (₹488.2 Mil) to Mar. 2026 (₹0.0 Mil).


Usha Financial Services  (NSE:USHAFIN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Usha Financial Services Retained Earnings Historical Data

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The historical data trend for Usha Financial Services's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Usha Financial Services Retained Earnings Chart

Usha Financial Services Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
186.64 267.96 377.77 488.18 0.00

Usha Financial Services Quarterly Data
Mar22 Mar23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only 0.00 488.18 0.00 0.00 0.00
NSE:USHAFIN
12GF Score
Usha Financial Services Ltd NSE:USHAFIN
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Usha Financial Services Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0.0 Mil mean?
Usha Financial Services (NSE:USHAFIN) has a Retained Earnings of ₹0.0 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Usha Financial Services and its competitors.
Is Usha Financial Services' Retained Earnings too high?
Usha Financial Services' current Retained Earnings is ₹0.0 Mil. Overall, Usha Financial Services has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Usha Financial Services' Retained Earnings compare to V and MA?
Usha Financial Services' Retained Earnings of ₹0.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Usha Financial Services and its competitors. Usha Financial Services's current Retained Earnings is ₹0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usha Financial Services stock overvalued right now?
Usha Financial Services (NSE:USHAFIN) has a current Retained Earnings of ₹0.0 Mil. The current Retained Earnings is ₹0.0 Mil. Usha Financial Services' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Usha Financial Services (NSE:USHAFIN), the current Retained Earnings is ₹0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Usha Financial Services Business Description

Address Plot No. 73, Industrial Area, First Floor, Patparganj, East Delhi, Delhi, IND, 110092
Usha Financial Services Ltd is a non-banking finance company. It provides lending solutions to fellow NBFCs, corporates, MSMEs, and individuals, particularly to women entrepreneurs. The company's services also extend to Electric vehicle (EV) financing. It provides diversified financial products to individuals, bodies corporates, NBFCs, and MSMEs.
12GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹37.75
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