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Usha Financial ServicesNSE:USHAFIN 12 Receivables Turnover is 1,058.26 as of Mar. 2026. GuruFocus rates NSE:USHAFIN with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 297 Credit Services companies, Usha Financial Services ranks better than 98.65% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Usha Financial Services's Revenue for the
three
months ended in Mar. 2026 was ₹171.4 Mil. Usha Financial Services's average Accounts Receivable for the
three
months ended in Mar. 2026 was ₹0.2 Mil.
Hence, Usha Financial Services's Receivables Turnover for the
three
months ended in Mar. 2026 was 1,058.26.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Usha Financial Services Receivables Turnover Related Terms
Usha Financial Services Receivables Turnover Historical Data
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The historical data trend for Usha Financial Services's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:USHAFIN vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Usha Financial Services's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Usha Financial Services Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Usha Financial Services's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Usha Financial Services's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Receivables Turnover of 1,058.26 mean?
Usha Financial Services (NSE:USHAFIN) has a Receivables Turnover of 1,058.26 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Usha Financial Services and its competitors. According to the industry distribution chart, Usha Financial Services ranks #4 out of 297 companies in the Credit Services industry, placing it in the top 1.3%.
Is Usha Financial Services' Receivables Turnover too high?
Usha Financial Services' current Receivables Turnover is 1,058.26. The Credit Services industry median Receivables Turnover is 8.81. Usha Financial Services' value of 1,058.26 is 11912% above this industry median. Based on the distribution chart, Usha Financial Services ranks #4 out of 297 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Usha Financial Services has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Usha Financial Services' Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Usha Financial Services ranks #4 out of 297 companies for Receivables Turnover. This places Usha Financial Services in the top 1% of its industry — outperforming the majority of peers. The industry median Receivables Turnover is 8.81. Usha Financial Services' value of 1,058.26 is 11912% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.81, based on 297 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Usha Financial Services's current Receivables Turnover of 1,058.26 is 11912% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Usha Financial Services and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Usha Financial Services's current Receivables Turnover is 1,058.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usha Financial Services stock overvalued right now?
Usha Financial Services (NSE:USHAFIN) has a current Receivables Turnover of 1,058.26. The current Receivables Turnover is 1,058.26 and 11912% above the Credit Services industry median of 8.81. Usha Financial Services' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Usha Financial Services (NSE:USHAFIN), the current Receivables Turnover is 1,058.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Usha Financial Services Ltd is a non-banking finance company. It provides lending solutions to fellow NBFCs, corporates, MSMEs, and individuals, particularly to women entrepreneurs. The company's services also extend to Electric vehicle (EV) financing. It provides diversified financial products to individuals, bodies corporates, NBFCs, and MSMEs.
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