Usha Financial Services (NSE:USHAFIN) Long-Term Debt: ₹1,757.2 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:USHAFIN Usha Financial Services Ltd NSE:USHAFIN
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What is Usha Financial Services Long-Term Debt?

Usha Financial Services NSE:USHAFIN +4.48% 12 Long-Term Debt is ₹1,757.2 Mil as of Mar. 2026. GuruFocus rates NSE:USHAFIN with a GF Score™ of 12/100. The stock has 3 warning signs investors should review.

Usha Financial Services's Long-Term Debt for the quarter that ended in Mar. 2026 was ₹1,757.2 Mil.

Usha Financial Services's quarterly Long-Term Debt declined from Sep. 2025 (₹1,738.2 Mil) to Dec. 2025 (₹0.0 Mil) but then increased from Dec. 2025 (₹0.0 Mil) to Mar. 2026 (₹1,757.2 Mil).

Usha Financial Services's annual Long-Term Debt increased from Mar. 2024 (₹736.8 Mil) to Mar. 2025 (₹900.7 Mil) and increased from Mar. 2025 (₹900.7 Mil) to Mar. 2026 (₹1,757.2 Mil).


Usha Financial Services  (NSE:USHAFIN) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.


Usha Financial Services Long-Term Debt Related Terms


Usha Financial Services Long-Term Debt Historical Data

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The historical data trend for Usha Financial Services's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Usha Financial Services Long-Term Debt Chart

Usha Financial Services Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Long-Term Debt
456.42 1,104.23 736.82 900.73 1,757.17

Usha Financial Services Quarterly Data
Mar22 Mar23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only 0.00 900.73 1,738.16 0.00 1,757.17
NSE:USHAFIN
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Usha Financial Services Ltd NSE:USHAFIN
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of ₹1,757.2 Mil mean?
Usha Financial Services (NSE:USHAFIN) has a Long-Term Debt of ₹1,757.2 Mil as of Mar. 2026.
Is Usha Financial Services' Long-Term Debt too high?
Usha Financial Services' current Long-Term Debt is ₹1,757.2 Mil. Overall, Usha Financial Services has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Usha Financial Services' Long-Term Debt compare to V and MA?
Usha Financial Services' Long-Term Debt of ₹1,757.2 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Usha Financial Services's current Long-Term Debt is ₹1,757.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usha Financial Services stock overvalued right now?
Usha Financial Services (NSE:USHAFIN) has a current Long-Term Debt of ₹1,757.2 Mil. The current Long-Term Debt is ₹1,757.2 Mil. Usha Financial Services' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Usha Financial Services (NSE:USHAFIN), the current Long-Term Debt is ₹1,757.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Usha Financial Services Business Description

Address Plot No. 73, Industrial Area, First Floor, Patparganj, East Delhi, Delhi, IND, 110092
Usha Financial Services Ltd is a non-banking finance company. It provides lending solutions to fellow NBFCs, corporates, MSMEs, and individuals, particularly to women entrepreneurs. The company's services also extend to Electric vehicle (EV) financing. It provides diversified financial products to individuals, bodies corporates, NBFCs, and MSMEs.
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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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