Usha Financial Services (NSE:USHAFIN) 1-Year Sharpe Ratio: -0.58 (As of Sep. 01, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:USHAFIN Usha Financial Services Ltd NSE:USHAFIN
13 GF Score
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What is Usha Financial Services 1-Year Sharpe Ratio?

Usha Financial Services NSE:USHAFIN +1.91% 13 1-Year Sharpe Ratio is -0.58 as of Sep. 01, 2026. GuruFocus rates NSE:USHAFIN with a GF Score™ of 13/100. The stock has 4 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-01), Usha Financial Services's 1-Year Sharpe Ratio is -0.58.

Usha Financial Services  (NSE:USHAFIN) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Usha Financial Services 1-Year Sharpe Ratio Related Terms

NSE:USHAFIN vs V, MA, AXP: 1-Year Sharpe Ratio Comparison

For the Credit Services subindustry, Usha Financial Services's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Usha Financial Services 1-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Usha Financial Services's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Usha Financial Services's 1-Year Sharpe Ratio falls into.


NSE:USHAFIN
13GF Score
Usha Financial Services Ltd NSE:USHAFIN
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Usha Financial Services 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.58 mean?
Usha Financial Services (NSE:USHAFIN) has a 1-Year Sharpe Ratio of -0.58 as of Sep. 01, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Usha Financial Services and its competitors.
Is Usha Financial Services' 1-Year Sharpe Ratio too high?
Usha Financial Services' current 1-Year Sharpe Ratio is -0.58. Overall, Usha Financial Services has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Usha Financial Services' 1-Year Sharpe Ratio compare to V and MA?
Usha Financial Services' 1-Year Sharpe Ratio of -0.58 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Credit Services company?
A good 1-Year Sharpe Ratio depends on the Credit Services industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Usha Financial Services and its competitors. Usha Financial Services's current 1-Year Sharpe Ratio is -0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usha Financial Services stock overvalued right now?
Usha Financial Services (NSE:USHAFIN) has a current 1-Year Sharpe Ratio of -0.58. The current 1-Year Sharpe Ratio is -0.58. Usha Financial Services' overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Usha Financial Services (NSE:USHAFIN), the current 1-Year Sharpe Ratio is -0.58 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Usha Financial Services Business Description

Address Plot No. 73, Industrial Area, First Floor, Patparganj, East Delhi, Delhi, IND, 110092
Usha Financial Services Ltd is a non-banking finance company. It provides lending solutions to fellow NBFCs, corporates, MSMEs, and individuals, particularly to women entrepreneurs. The company's services also extend to Electric vehicle (EV) financing. It provides diversified financial products to individuals, bodies corporates, NBFCs, and MSMEs.
13GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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