Usha Financial Services (NSE:USHAFIN) GF Score: 25/100 (As of Jul. 12, 2026) — 79% Above Median


NSE:USHAFIN Usha Financial Services Ltd NSE:USHAFIN
25 GF Score
Price ₹33.20
! 3 Warning Signs
View Full Analysis

What is Usha Financial Services GF Score?

Usha Financial Services NSE:USHAFIN -2.35% 25 GF Score is 25 as of Jul. 12, 2026, which is 79% above its 10-year median of 14.00. GuruFocus rates NSE:USHAFIN with a GF Score™ of 25/100. The stock has 3 warning signs investors should review.

Usha Financial Services has the GF Score of 25, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 5/10
3. Growth Rank : 0/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Usha Financial Services might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Usha Financial Services  (NSE:USHAFIN) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Usha Financial Services GF Score Related Terms

NSE:USHAFIN vs V, MA, AXP: GF Score Comparison

For the Credit Services subindustry, Usha Financial Services's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Usha Financial Services GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Usha Financial Services's GF Score distribution charts can be found below:

* The bar in red indicates where Usha Financial Services's GF Score falls into.


NSE:USHAFIN
25GF Score
Usha Financial Services Ltd NSE:USHAFIN
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 25 mean?
Usha Financial Services (NSE:USHAFIN) has a GF Score of 25 as of Jul. 12, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Usha Financial Services and its competitors. This is 79% above median its historical median of 14.00. Over the past decade, Usha Financial Services' GF Score has ranged from 6.00 to 22.00.
Is Usha Financial Services' GF Score too high?
Usha Financial Services' current GF Score of 25 is 79% above median its 10-year median of 14.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 22.00. Overall, Usha Financial Services has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Usha Financial Services' GF Score compare to V and MA?
Usha Financial Services' GF Score of 25 can be compared against companies in the Credit Services industry. Historically, Usha Financial Services' own GF Score has ranged from 6.00 to 22.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Usha Financial Services and its competitors. Usha Financial Services's current GF Score is 25, which is 79% above median its own 10-year median of 14.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usha Financial Services stock overvalued right now?
Usha Financial Services (NSE:USHAFIN) has a current GF Score of 25. The current GF Score is 25, which is 79% above median its 10-year median of 14.00. Usha Financial Services' overall GF Score™ is 25/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Usha Financial Services (NSE:USHAFIN), the current GF Score is 25 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Usha Financial Services Business Description

Address Plot No. 73, Industrial Area, First Floor, Patparganj, East Delhi, Delhi, IND, 110092
Usha Financial Services Ltd is a non-banking finance company. It provides lending solutions to fellow NBFCs, corporates, MSMEs, and individuals, particularly to women entrepreneurs. The company's services also extend to Electric vehicle (EV) financing. It provides diversified financial products to individuals, bodies corporates, NBFCs, and MSMEs.
25GF Score

Get the complete analysis for NSE:USHAFIN

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹33.20
Price