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The historical rank and industry rank for Firm Capital Mortgage Investment's EV-to-OCF or its related term are showing as below:
TSX:FC'
s EV-to-OCF Range Over the Past 10 Years
Min: -54 Med: 16.87 Max: 26.97
Current: 5.26
During the past 13 years, the highest EV-to-OCF of Firm Capital Mortgage Investment was 26.97. The lowest was -54.00. And the median was 16.87.
TSX:FC's EV-to-OCF is ranked worse than 54.47% of 1498
companies
in the Banks industry
Industry Median: 4.04
vs TSX:FC: 5.26
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Firm Capital Mortgage Investment (TSX:FC) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Firm Capital Mortgage Investment's PE Ratio (TTM) for today is calculated as:
Firm Capital Mortgage Investment's share price for today is C$11.89.
Firm Capital Mortgage Investment's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$0.979.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Firm Capital Mortgage Investment EV-to-OCF Related Terms
Firm Capital Mortgage Investment EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firm Capital Mortgage Investment EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Firm Capital Mortgage Investment's EV-to-OCF falls into.
Firm Capital Mortgage Investment's current Enterprise Value is C$547.42 Mil.
Firm Capital Mortgage Investment's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$103.98 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firm Capital Mortgage Investment (TSX:FC) has a EV-to-OCF of 5.26 as of Aug. 09, 2026. This is 69% below median its historical median of 16.87. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #816 out of 1498 companies in the Banks industry, placing it in the top 54.5%.
Is Firm Capital Mortgage Investment's EV-to-OCF too high?
Firm Capital Mortgage Investment's current EV-to-OCF of 5.26 is 69% below median its 10-year median of 16.87. The Banks industry median EV-to-OCF is 4.04. Firm Capital Mortgage Investment's value of 5.26 is 30.2% above this industry median. Based on the distribution chart, Firm Capital Mortgage Investment ranks #816 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Firm Capital Mortgage Investment has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's EV-to-OCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #816 out of 1498 companies for EV-to-OCF. This places Firm Capital Mortgage Investment in the lower half of its industry. The industry median EV-to-OCF is 4.04. Firm Capital Mortgage Investment's value of 5.26 is 30.2% above this benchmark. While the company's 10-year median is 16.87 vs. the industry median of 4.04, Firm Capital Mortgage Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.04, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firm Capital Mortgage Investment's current EV-to-OCF of 5.26 is 30.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current EV-to-OCF is 5.26, which is 69% below median its own 10-year median of 16.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.64, compared to a current price of C$11.89 — trading 5.9% below its estimated fair value. The current EV-to-OCF is 5.26, which is 69% below median its 10-year median of 16.87 and 30.2% above the Banks industry median of 4.04. Firm Capital Mortgage Investment's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current EV-to-OCF is 5.26 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued.
The current stock price of C$11.89 is trading 5.9% below its estimated GF Value™ of C$12.64.
GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.
Key valuation signals for TSX:FC:
EV-to-OCF: 5.26 (69% below median its 10-year median of 16.87)
GF Value™: C$12.64 vs. price of C$11.89 (5.9% below fair value)
Industry Position: 30.2% above the Banks median (#816 of 1498)
No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
62GF Score
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