The historical rank and industry rank for Firm Capital Mortgage Investment's Net Margin % or its related term are showing as below:
TSX:FC'
s Net Margin % Range Over the Past 10 Years
Min: 67.24 Med: 78.91 Max: 87.65
Current: 69.66
TSX:FC's Net Margin % is ranked better than 98.82% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs TSX:FC: 69.66
Firm Capital Mortgage Investment (TSX:FC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Firm Capital Mortgage Investment Net Margin % Related Terms
Firm Capital Mortgage Investment Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firm Capital Mortgage Investment Net Margin % Chart
TSX:FC vs RKT, FNMA, PFSI: Net Margin % Comparison
For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firm Capital Mortgage Investment Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's Net Margin % distribution charts can be found below:
* The bar in red indicates where Firm Capital Mortgage Investment's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firm Capital Mortgage Investment (TSX:FC) has a Net Margin % of 78.07% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Firm Capital Mortgage Investment and its competitors. This is near median its historical median of 78.91. Over the past decade, Firm Capital Mortgage Investment's Net Margin % has ranged from 67.24 to 87.65. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #18 out of 1526 companies in the Banks industry, placing it in the top 1.2%.
Is Firm Capital Mortgage Investment's Net Margin % too high?
Firm Capital Mortgage Investment's current Net Margin % of 78.07% is near median its 10-year median of 78.91. Over the past 10 years, this metric has ranged from a low of 67.24 to a high of 87.65. The Banks industry median Net Margin % is 26.97. Firm Capital Mortgage Investment's value of 78.07% is 189.5% above this industry median. Based on the distribution chart, Firm Capital Mortgage Investment ranks #18 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Firm Capital Mortgage Investment has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's Net Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #18 out of 1526 companies for Net Margin %. This places Firm Capital Mortgage Investment in the top 1% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Firm Capital Mortgage Investment's value of 78.07% is 189.5% above this benchmark. Historically, Firm Capital Mortgage Investment's own Net Margin % has ranged from 67.24 to 87.65 over the past decade. While the company's 10-year median is 78.91 vs. the industry median of 26.97, Firm Capital Mortgage Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firm Capital Mortgage Investment's current Net Margin % of 78.07% is 189.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Firm Capital Mortgage Investment and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current Net Margin % is 78.07%, which is near median its own 10-year median of 78.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.39, compared to a current price of C$12.09 — trading 2.4% below its estimated fair value. The current Net Margin % is 78.07%, which is near median its 10-year median of 78.91 and 189.5% above the Banks industry median of 26.97. Firm Capital Mortgage Investment's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current Net Margin % is 78.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued.
The current stock price of C$12.09 is trading 2.4% below its estimated GF Value™ of C$12.39.
GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.
Key valuation signals for TSX:FC:
Net Margin %: 78.07% (near median its 10-year median of 78.91)
GF Value™: C$12.39 vs. price of C$12.09 (2.4% below fair value)
Industry Position: 189.5% above the Banks median (#18 of 1526)
No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firm Capital Mortgage Investment Business Description
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
63GF Score
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