Firm Capital Mortgage Investment (TSX:FC) Total Payout Ratio: 1.04 (As of Jul. 29, 2026)

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TSX:FC Firm Capital Mortgage Investment Corp TSX:FC
63 GF Score
Price C$12.12
GF Value C$12.74
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Firm Capital Mortgage Investment Total Payout Ratio?

Firm Capital Mortgage Investment TSX:FC -0.25% 63 Total Payout Ratio is 1.04 as of Jul. 29, 2026. GuruFocus rates TSX:FC with a GF Score™ of 63/100 and a GF Value™ of C$12.74 (Fairly Valued). The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Firm Capital Mortgage Investment's current Total Payout Ratio is 1.04.


Firm Capital Mortgage Investment Total Payout Ratio Related Terms


Firm Capital Mortgage Investment Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Firm Capital Mortgage Investment's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firm Capital Mortgage Investment Total Payout Ratio Chart

Firm Capital Mortgage Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 1.00 0.96 0.27 0.97

Firm Capital Mortgage Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 0.89 0.95 0.98 1.36

TSX:FC vs RKT, FNMA, PFSI: Total Payout Ratio Comparison

For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firm Capital Mortgage Investment Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Firm Capital Mortgage Investment's Total Payout Ratio falls into.


TSX:FC
63GF Score
Firm Capital Mortgage Investment Corp TSX:FC
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Firm Capital Mortgage Investment Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Firm Capital Mortgage Investment's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0.034 + -36.442) / 37.472
=0.97

Firm Capital Mortgage Investment's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0.007 + -11.683) / 8.611
=1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 1.04 mean?
Firm Capital Mortgage Investment (TSX:FC) has a Total Payout Ratio of 1.04 as of Jul. 29, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Firm Capital Mortgage Investment and its competitors.
Is Firm Capital Mortgage Investment's Total Payout Ratio too high?
Firm Capital Mortgage Investment's current Total Payout Ratio is 1.04. Overall, Firm Capital Mortgage Investment has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's Total Payout Ratio compare to RKT and FNMA?
Firm Capital Mortgage Investment's Total Payout Ratio of 1.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Firm Capital Mortgage Investment and its competitors. Firm Capital Mortgage Investment's current Total Payout Ratio is 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.74, compared to a current price of C$12.12 — trading 4.9% below its estimated fair value. The current Total Payout Ratio is 1.04. Firm Capital Mortgage Investment's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current Total Payout Ratio is 1.04 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?

Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued. The current stock price of C$12.12 is trading 4.9% below its estimated GF Value™ of C$12.74. GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.

Key valuation signals for TSX:FC:

  • Total Payout Ratio: 1.04
  • GF Value™: C$12.74 vs. price of C$12.12 (4.9% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firm Capital Mortgage Investment Business Description

Other Exchanges FCMGF:USA74X:Germany
Address 163 Cartwright Avenue, Toronto, ON, CAN, M6A 1V5
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
63GF Score

Get the complete analysis for TSX:FC

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$12.12
Price
C$12.74
GF Value