Firm Capital Mortgage Investment (TSX:FC) 3-Year Share Buyback Ratio: -2.10% (As of Jun. 2026)

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TSX:FC Firm Capital Mortgage Investment Corp TSX:FC
63 GF Score
Price C$11.79
GF Value C$12.34
Valuation Fairly Valued
! 4 Warning Signs
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What is Firm Capital Mortgage Investment 3-Year Share Buyback Ratio?

Firm Capital Mortgage Investment TSX:FC -0.25% 63 3-Year Share Buyback Ratio is -2.10 as of Jun. 2026. GuruFocus rates TSX:FC with a GF Score™ of 63/100 and a GF Value™ of C$12.34 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,043 Banks companies, Firm Capital Mortgage Investment ranks worse than 69.32% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Firm Capital Mortgage Investment's current 3-Year Share Buyback Ratio was -2.10%.

The historical rank and industry rank for Firm Capital Mortgage Investment's 3-Year Share Buyback Ratio or its related term are showing as below:

TSX:FC' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -8.9   Med: -5.8   Max: -1.8
Current: -2.1

During the past 13 years, Firm Capital Mortgage Investment's highest 3-Year Share Buyback Ratio was -1.80%. The lowest was -8.90%. And the median was -5.80%.

TSX:FC's 3-Year Share Buyback Ratio is ranked worse than
69.32% of 1043 companies
in the Banks industry
Industry Median: -0.2 vs TSX:FC: -2.10

Firm Capital Mortgage Investment (TSX:FC) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Firm Capital Mortgage Investment 3-Year Share Buyback Ratio Related Terms


TSX:FC vs RKT, FNMA, PFSI: 3-Year Share Buyback Ratio Comparison

For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firm Capital Mortgage Investment 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Firm Capital Mortgage Investment's 3-Year Share Buyback Ratio falls into.


TSX:FC
63GF Score
Firm Capital Mortgage Investment Corp TSX:FC
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Firm Capital Mortgage Investment 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -2.10 mean?
Firm Capital Mortgage Investment (TSX:FC) has a 3-Year Share Buyback Ratio of -2.10 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Firm Capital Mortgage Investment and its competitors. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #723 out of 1043 companies in the Banks industry, placing it in the top 69.3%.
Is Firm Capital Mortgage Investment's 3-Year Share Buyback Ratio too high?
Firm Capital Mortgage Investment's current 3-Year Share Buyback Ratio is -2.10. Based on the distribution chart, Firm Capital Mortgage Investment ranks #723 out of 1043 companies in the Banks industry, which is below the industry midpoint. Overall, Firm Capital Mortgage Investment has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's 3-Year Share Buyback Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #723 out of 1043 companies for 3-Year Share Buyback Ratio. This places Firm Capital Mortgage Investment in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Firm Capital Mortgage Investment and its competitors. Firm Capital Mortgage Investment's current 3-Year Share Buyback Ratio is -2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.34, compared to a current price of C$11.79 — trading 4.5% below its estimated fair value. The current 3-Year Share Buyback Ratio is -2.10. Firm Capital Mortgage Investment's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current 3-Year Share Buyback Ratio is -2.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?

Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued. The current stock price of C$11.79 is trading 4.5% below its estimated GF Value™ of C$12.34. GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.

Key valuation signals for TSX:FC:

  • 3-Year Share Buyback Ratio: -2.10
  • GF Value™: C$12.34 vs. price of C$11.79 (4.5% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firm Capital Mortgage Investment Business Description

Other Exchanges FCMGF:USA74X:Germany
Address 163 Cartwright Avenue, Toronto, ON, CAN, M6A 1V5
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
63GF Score

Get the complete analysis for TSX:FC

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$11.79
Price
C$12.34
GF Value