The historical rank and industry rank for Firm Capital Mortgage Investment's 5-Year Yield-on-Cost % or its related term are showing as below:
TSX:FC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.07 Med: 7.42 Max: 10.09
Current: 7.7
During the past 13 years, Firm Capital Mortgage Investment's highest Yield on Cost was 10.09. The lowest was 6.07. And the median was 7.42.
TSX:FC's 5-Year Yield-on-Cost % is ranked better than 81.8% of 1258
companies
in the Banks industry
Industry Median: 3.89
vs TSX:FC: 7.70
Firm Capital Mortgage Investment (TSX:FC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Firm Capital Mortgage Investment 5-Year Yield-on-Cost % Related Terms
TSX:FC vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firm Capital Mortgage Investment 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Firm Capital Mortgage Investment's 5-Year Yield-on-Cost % falls into.
Firm Capital Mortgage Investment 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Firm Capital Mortgage Investment (TSX:FC) has a 5-Year Yield-on-Cost % of 7.70 as of Jul. 13, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Firm Capital Mortgage Investment and its competitors. This is near median its historical median of 7.42. Over the past decade, Firm Capital Mortgage Investment's 5-Year Yield-on-Cost % has ranged from 6.07 to 10.09. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #229 out of 1258 companies in the Banks industry, placing it in the top 18.2%.
Is Firm Capital Mortgage Investment's 5-Year Yield-on-Cost % too high?
Firm Capital Mortgage Investment's current 5-Year Yield-on-Cost % of 7.70 is near median its 10-year median of 7.42. Over the past 10 years, this metric has ranged from a low of 6.07 to a high of 10.09. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Firm Capital Mortgage Investment's value of 7.70 is 97.9% above this industry median. Based on the distribution chart, Firm Capital Mortgage Investment ranks #229 out of 1258 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Firm Capital Mortgage Investment has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #229 out of 1258 companies for 5-Year Yield-on-Cost %. This places Firm Capital Mortgage Investment in the top 18% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Firm Capital Mortgage Investment's value of 7.70 is 97.9% above this benchmark. Historically, Firm Capital Mortgage Investment's own 5-Year Yield-on-Cost % has ranged from 6.07 to 10.09 over the past decade. While the company's 10-year median is 7.42 vs. the industry median of 3.89, Firm Capital Mortgage Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firm Capital Mortgage Investment's current 5-Year Yield-on-Cost % of 7.70 is 97.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Firm Capital Mortgage Investment and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current 5-Year Yield-on-Cost % is 7.70, which is near median its own 10-year median of 7.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.49, compared to a current price of C$12.16 — trading 2.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.70, which is near median its 10-year median of 7.42 and 97.9% above the Banks industry median of 3.89. Firm Capital Mortgage Investment's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current 5-Year Yield-on-Cost % is 7.70 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued.
The current stock price of C$12.16 is trading 2.6% below its estimated GF Value™ of C$12.49.
GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.
Key valuation signals for TSX:FC:
5-Year Yield-on-Cost %: 7.70 (near median its 10-year median of 7.42)
GF Value™: C$12.49 vs. price of C$12.16 (2.6% below fair value)
Industry Position: 97.9% above the Banks median (#229 of 1258)
No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firm Capital Mortgage Investment Business Description
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
63GF Score
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