Firm Capital Mortgage Investment (TSX:FC) PEG Ratio: 17.85 (As of Jun. 29, 2026) — 87% Above Median


TSX:FC Firm Capital Mortgage Investment Corp TSX:FC
63 GF Score
Price C$12.23
GF Value C$12.40
Valuation Fairly Valued
! 4 Warning Signs
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What is Firm Capital Mortgage Investment PEG Ratio?

Firm Capital Mortgage Investment TSX:FC +0.82% 63 PEG Ratio is 17.85 as of Jun. 29, 2026, which is 87% above its 10-year median of 9.56. GuruFocus rates TSX:FC with a GF Score™ of 63/100 and a GF Value™ of C$12.40 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,231 Banks companies, Firm Capital Mortgage Investment ranks worse than 96.59% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Firm Capital Mortgage Investment's PE Ratio without NRI is 12.49. Firm Capital Mortgage Investment's 5-Year Book Value growth rate is 0.70%. Therefore, Firm Capital Mortgage Investment's PEG Ratio for today is 17.85.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Firm Capital Mortgage Investment's PEG Ratio or its related term are showing as below:

TSX:FC' s PEG Ratio Range Over the Past 10 Years
Min: 2.22   Med: 9.56   Max: 21.64
Current: 17.84


During the past 13 years, Firm Capital Mortgage Investment's highest PEG Ratio was 21.64. The lowest was 2.22. And the median was 9.56.


TSX:FC's PEG Ratio is ranked worse than
96.59% of 1231 companies
in the Banks industry
Industry Median: 1.52 vs TSX:FC: 17.84

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Firm Capital Mortgage Investment  (TSX:FC) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Firm Capital Mortgage Investment PEG Ratio Related Terms


Firm Capital Mortgage Investment PEG Ratio Historical Data

* Premium members only.

The historical data trend for Firm Capital Mortgage Investment's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firm Capital Mortgage Investment PEG Ratio Chart

Firm Capital Mortgage Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.13 9.65 8.61 10.67 16.04

Firm Capital Mortgage Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.30 12.63 13.95 16.04 20.78

TSX:FC vs RKT, FNMA, PFSI: PEG Ratio Comparison

For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firm Capital Mortgage Investment PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Firm Capital Mortgage Investment's PEG Ratio falls into.


TSX:FC
63GF Score
Firm Capital Mortgage Investment Corp TSX:FC
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Firm Capital Mortgage Investment PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Firm Capital Mortgage Investment's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=12.492339121553/0.70
=17.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 17.85 mean?
Firm Capital Mortgage Investment (TSX:FC) has a PEG Ratio of 17.85 as of Jun. 29, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Firm Capital Mortgage Investment and its competitors. This is 87% above median its historical median of 9.56. Over the past decade, Firm Capital Mortgage Investment's PEG Ratio has ranged from 2.22 to 21.64. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #1189 out of 1231 companies in the Banks industry, placing it in the top 96.6%.
Is Firm Capital Mortgage Investment's PEG Ratio too high?
Firm Capital Mortgage Investment's current PEG Ratio of 17.85 is 87% above median its 10-year median of 9.56. Over the past 10 years, this metric has ranged from a low of 2.22 to a high of 21.64. The Banks industry median PEG Ratio is 1.52. Firm Capital Mortgage Investment's value of 17.85 is 1074.3% above this industry median. Based on the distribution chart, Firm Capital Mortgage Investment ranks #1189 out of 1231 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Firm Capital Mortgage Investment has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's PEG Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #1189 out of 1231 companies for PEG Ratio. This places Firm Capital Mortgage Investment in the lower half of its industry. The industry median PEG Ratio is 1.52. Firm Capital Mortgage Investment's value of 17.85 is 1074.3% above this benchmark. Historically, Firm Capital Mortgage Investment's own PEG Ratio has ranged from 2.22 to 21.64 over the past decade. While the company's 10-year median is 9.56 vs. the industry median of 1.52, Firm Capital Mortgage Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firm Capital Mortgage Investment's current PEG Ratio of 17.85 is 1074.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Firm Capital Mortgage Investment and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current PEG Ratio is 17.85, which is 87% above median its own 10-year median of 9.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.40, compared to a current price of C$12.23 — trading 1.4% below its estimated fair value. The current PEG Ratio is 17.85, which is 87% above median its 10-year median of 9.56 and 1074.3% above the Banks industry median of 1.52. Firm Capital Mortgage Investment's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current PEG Ratio is 17.85 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?

Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued. The current stock price of C$12.23 is trading 1.4% below its estimated GF Value™ of C$12.40. GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.

Key valuation signals for TSX:FC:

  • PEG Ratio: 17.85 (87% above median its 10-year median of 9.56)
  • GF Value™: C$12.40 vs. price of C$12.23 (1.4% below fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 1074.3% above the Banks median (#1189 of 1231)

No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firm Capital Mortgage Investment Business Description

Other Exchanges FCMGF:USA74X:Germany
Address 163 Cartwright Avenue, Toronto, ON, CAN, M6A 1V5
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
63GF Score

Get the complete analysis for TSX:FC

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$12.23
Price
C$12.40
GF Value