Firm Capital Mortgage Investment (TSX:FC) Margin of Safety % (DCF Earnings Based): 1.23% (As of Jun. 25, 2026)


TSX:FC Firm Capital Mortgage Investment Corp TSX:FC
63 GF Score
Price C$12.07
GF Value C$12.39
Valuation Fairly Valued
! 4 Warning Signs
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What is Firm Capital Mortgage Investment Margin of Safety % (DCF Earnings Based)?

Firm Capital Mortgage Investment TSX:FC 63 Margin of Safety % (DCF Earnings Based) is 1.23% as of Jun. 25, 2026. GuruFocus rates TSX:FC with a GF Score™ of 63/100 and a GF Value™ of C$12.39 (Fairly Valued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Firm Capital Mortgage Investment's Predictability Rank is 3-Stars. Firm Capital Mortgage Investment's intrinsic value calculated from the Discounted Earnings model is C$12.22 and current share price is C$12.07. Consequently,

Firm Capital Mortgage Investment's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 1.23%.

TSX:FC vs RKT, FNMA, PFSI: Margin of Safety % (DCF Earnings Based) Comparison

For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Firm Capital Mortgage Investment Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Firm Capital Mortgage Investment's Margin of Safety % (DCF Earnings Based) falls into.


TSX:FC
63GF Score
Firm Capital Mortgage Investment Corp TSX:FC
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Firm Capital Mortgage Investment Margin of Safety % (DCF Earnings Based) Calculation

Firm Capital Mortgage Investment's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(12.22-12.07)/12.22
=1.23 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 1.23% mean?
Firm Capital Mortgage Investment (TSX:FC) has a Margin of Safety % (DCF Earnings Based) of 1.23% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Firm Capital Mortgage Investment.
Is Firm Capital Mortgage Investment's Margin of Safety % (DCF Earnings Based) too high?
Firm Capital Mortgage Investment's current Margin of Safety % (DCF Earnings Based) is 1.23%. Overall, Firm Capital Mortgage Investment has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's Margin of Safety % (DCF Earnings Based) compare to RKT and FNMA?
Firm Capital Mortgage Investment's Margin of Safety % (DCF Earnings Based) of 1.23% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Firm Capital Mortgage Investment. Firm Capital Mortgage Investment's current Margin of Safety % (DCF Earnings Based) is 1.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.39, compared to a current price of C$12.07 — trading 2.6% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 1.23%. Firm Capital Mortgage Investment's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current Margin of Safety % (DCF Earnings Based) is 1.23% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?

Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued. The current stock price of C$12.07 is trading 2.6% below its estimated GF Value™ of C$12.39. GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.

Key valuation signals for TSX:FC:

  • Margin of Safety % (DCF Earnings Based): 1.23%
  • GF Value™: C$12.39 vs. price of C$12.07 (2.6% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Firm Capital Mortgage Investment Business Description

Other Exchanges FCMGF:USA74X:Germany
Address 163 Cartwright Avenue, Toronto, ON, CAN, M6A 1V5
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
63GF Score

Get the complete analysis for TSX:FC

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$12.07
Price
C$12.39
GF Value