Firm Capital Mortgage Investment (TSX:FC) ROE % Adjusted to Book Value: 7.94% (As of Mar. 2026)


TSX:FC Firm Capital Mortgage Investment Corp TSX:FC
63 GF Score
Price C$12.13
GF Value C$12.40
Valuation Fairly Valued
! 4 Warning Signs
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What is Firm Capital Mortgage Investment ROE % Adjusted to Book Value?

Firm Capital Mortgage Investment TSX:FC +0.33% 63 ROE % Adjusted to Book Value is 7.94% as of Mar. 2026. GuruFocus rates TSX:FC with a GF Score™ of 63/100 and a GF Value™ of C$12.40 (Fairly Valued). The stock has 4 warning signs investors should review.

Firm Capital Mortgage Investment's ROE % for the quarter that ended in Mar. 2026 was 8.10%. Firm Capital Mortgage Investment's PB Ratio for the quarter that ended in Mar. 2026 was 1.02. Firm Capital Mortgage Investment's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 7.94%.


Firm Capital Mortgage Investment ROE % Adjusted to Book Value Related Terms


Firm Capital Mortgage Investment ROE % Adjusted to Book Value Historical Data

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The historical data trend for Firm Capital Mortgage Investment's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firm Capital Mortgage Investment ROE % Adjusted to Book Value Chart

Firm Capital Mortgage Investment Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.56 8.97 9.11 8.24 8.74

Firm Capital Mortgage Investment Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.14 8.58 8.05 8.13 7.94

TSX:FC vs RKT, FNMA, PFSI: ROE % Adjusted to Book Value Comparison

For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firm Capital Mortgage Investment ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Firm Capital Mortgage Investment's ROE % Adjusted to Book Value falls into.


TSX:FC
63GF Score
Firm Capital Mortgage Investment Corp TSX:FC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Firm Capital Mortgage Investment ROE % Adjusted to Book Value Calculation

Firm Capital Mortgage Investment's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.83% / 1.01
=8.74%

Firm Capital Mortgage Investment's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.10% / 1.02
=7.94%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.94% mean?
Firm Capital Mortgage Investment (TSX:FC) has a ROE % Adjusted to Book Value of 7.94% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Firm Capital Mortgage Investment and its competitors.
Is Firm Capital Mortgage Investment's ROE % Adjusted to Book Value too high?
Firm Capital Mortgage Investment's current ROE % Adjusted to Book Value is 7.94%. Overall, Firm Capital Mortgage Investment has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's ROE % Adjusted to Book Value compare to RKT and FNMA?
Firm Capital Mortgage Investment's ROE % Adjusted to Book Value of 7.94% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Firm Capital Mortgage Investment and its competitors. Firm Capital Mortgage Investment's current ROE % Adjusted to Book Value is 7.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.40, compared to a current price of C$12.13 — trading 2.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.94%. Firm Capital Mortgage Investment's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current ROE % Adjusted to Book Value is 7.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?

Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued. The current stock price of C$12.13 is trading 2.2% below its estimated GF Value™ of C$12.40. GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.

Key valuation signals for TSX:FC:

  • ROE % Adjusted to Book Value: 7.94%
  • GF Value™: C$12.40 vs. price of C$12.13 (2.2% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firm Capital Mortgage Investment Business Description

Other Exchanges FCMGF:USA74X:Germany
Address 163 Cartwright Avenue, Toronto, ON, CAN, M6A 1V5
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
63GF Score

Get the complete analysis for TSX:FC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$12.13
Price
C$12.40
GF Value