The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Firm Capital Mortgage Investment's Dividend Payout Ratio for the
months ended in Mar. 2026 was 1.00.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Firm Capital Mortgage Investment Corp is 0.96, which seems too high.
The historical rank and industry rank for Firm Capital Mortgage Investment's Dividend Payout Ratio or its related term are showing as below:
TSX:FC'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.92 Med: 0.98 Max: 1.03
Current: 0.96
During the past 13 years, the highest Dividend Payout Ratio of Firm Capital Mortgage Investment was 1.03. The lowest was 0.92. And the median was 0.98.
TSX:FC's Dividend Payout Ratio is ranked worse than 96.66% of 1168
companies
in the Banks industry
Industry Median: 0.32
vs TSX:FC: 0.96
During the past 13 years, the highest Trailing Annual Dividend Yield of Firm Capital Mortgage Investment was 10.09%. The lowest was 6.07%. And the median was 7.42%.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Firm Capital Mortgage Investment (TSX:FC) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Firm Capital Mortgage Investment Dividend Payout Ratio Related Terms
Firm Capital Mortgage Investment Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firm Capital Mortgage Investment Dividend Payout Ratio Chart
TSX:FC vs RKT, FNMA, PFSI: Dividend Payout Ratio Comparison
For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firm Capital Mortgage Investment Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Firm Capital Mortgage Investment's Dividend Payout Ratio falls into.
Firm Capital Mortgage Investment Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firm Capital Mortgage Investment (TSX:FC) has a Dividend Payout Ratio of 1.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Firm Capital Mortgage Investment and its competitors. This is near median its historical median of 0.98. Over the past decade, Firm Capital Mortgage Investment's Dividend Payout Ratio has ranged from 0.92 to 1.03. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #1129 out of 1168 companies in the Banks industry, placing it in the top 96.7%.
Is Firm Capital Mortgage Investment's Dividend Payout Ratio too high?
Firm Capital Mortgage Investment's current Dividend Payout Ratio of 1.00 is near median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 1.03. The Banks industry median Dividend Payout Ratio is 0.32. Firm Capital Mortgage Investment's value of 1.00 is 212.5% above this industry median. Based on the distribution chart, Firm Capital Mortgage Investment ranks #1129 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Firm Capital Mortgage Investment has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's Dividend Payout Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #1129 out of 1168 companies for Dividend Payout Ratio. This places Firm Capital Mortgage Investment in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Firm Capital Mortgage Investment's value of 1.00 is 212.5% above this benchmark. Historically, Firm Capital Mortgage Investment's own Dividend Payout Ratio has ranged from 0.92 to 1.03 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 0.32, Firm Capital Mortgage Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firm Capital Mortgage Investment's current Dividend Payout Ratio of 1.00 is 212.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Firm Capital Mortgage Investment and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current Dividend Payout Ratio is 1.00, which is near median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.40, compared to a current price of C$12.13 — trading 2.2% below its estimated fair value. The current Dividend Payout Ratio is 1.00, which is near median its 10-year median of 0.98 and 212.5% above the Banks industry median of 0.32. Firm Capital Mortgage Investment's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current Dividend Payout Ratio is 1.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued.
The current stock price of C$12.13 is trading 2.2% below its estimated GF Value™ of C$12.40.
GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.
Key valuation signals for TSX:FC:
Dividend Payout Ratio: 1.00 (near median its 10-year median of 0.98)
GF Value™: C$12.40 vs. price of C$12.13 (2.2% below fair value)
Industry Position: 212.5% above the Banks median (#1129 of 1168)
No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firm Capital Mortgage Investment Business Description
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
63GF Score
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