The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Firm Capital Mortgage Investment's share price is C$12.13.
Firm Capital Mortgage Investment's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was C$1.34. Hence, Firm Capital Mortgage Investment's PS Ratio for today is 9.03.
During the past 13 years, Firm Capital Mortgage Investment's highest 3-Year average Revenue per Share Growth Rate was 14.60% per year. The lowest was -5.10% per year. And the median was 1.30% per year.
Back to Basics: PS Ratio
Firm Capital Mortgage Investment (TSX:FC) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Firm Capital Mortgage Investment PS Ratio Related Terms
Firm Capital Mortgage Investment PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Firm Capital Mortgage Investment's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firm Capital Mortgage Investment PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Firm Capital Mortgage Investment's PS Ratio distribution charts can be found below:
* The bar in red indicates where Firm Capital Mortgage Investment's PS Ratio falls into.
Firm Capital Mortgage Investment PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Firm Capital Mortgage Investment's Share Price of today is C$12.13. Firm Capital Mortgage Investment's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$1.34.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Firm Capital Mortgage Investment (TSX:FC) has a PS Ratio of 9.03 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Firm Capital Mortgage Investment and its competitors. This is 34% below median its historical median of 13.62. Over the past decade, Firm Capital Mortgage Investment's PS Ratio has ranged from 7.58 to 17.46. According to the industry distribution chart, Firm Capital Mortgage Investment ranks #1473 out of 1517 companies in the Banks industry, placing it in the top 97.1%.
Is Firm Capital Mortgage Investment's PS Ratio too high?
Firm Capital Mortgage Investment's current PS Ratio of 9.03 is 34% below median its 10-year median of 13.62. Over the past 10 years, this metric has ranged from a low of 7.58 to a high of 17.46. The Banks industry median PS Ratio is 3.00. Firm Capital Mortgage Investment's value of 9.03 is 201% above this industry median. Based on the distribution chart, Firm Capital Mortgage Investment ranks #1473 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Firm Capital Mortgage Investment has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Mortgage Investment's PS Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Firm Capital Mortgage Investment ranks #1473 out of 1517 companies for PS Ratio. This places Firm Capital Mortgage Investment in the lower half of its industry. The industry median PS Ratio is 3.00. Firm Capital Mortgage Investment's value of 9.03 is 201% above this benchmark. Historically, Firm Capital Mortgage Investment's own PS Ratio has ranged from 7.58 to 17.46 over the past decade. While the company's 10-year median is 13.62 vs. the industry median of 3.00, Firm Capital Mortgage Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firm Capital Mortgage Investment's current PS Ratio of 9.03 is 201% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Firm Capital Mortgage Investment and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firm Capital Mortgage Investment's current PS Ratio is 9.03, which is 34% below median its own 10-year median of 13.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Mortgage Investment stock overvalued right now?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment (TSX:FC) is currently considered Fairly Valued. The stock's GF Value™ is C$12.43, compared to a current price of C$12.13 — trading 2.4% below its estimated fair value. The current PS Ratio is 9.03, which is 34% below median its 10-year median of 13.62 and 201% above the Banks industry median of 3.00. Firm Capital Mortgage Investment's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Firm Capital Mortgage Investment (TSX:FC), the current PS Ratio is 9.03 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firm Capital Mortgage Investment (TSX:FC) Overvalued in 2026?
Based on GuruFocus' analysis, Firm Capital Mortgage Investment stock appears to be undervalued.
The current stock price of C$12.13 is trading 2.4% below its estimated GF Value™ of C$12.43.
GuruFocus considers Firm Capital Mortgage Investment to be Fairly Valued.
Key valuation signals for TSX:FC:
PS Ratio: 9.03 (34% below median its 10-year median of 13.62)
GF Value™: C$12.43 vs. price of C$12.13 (2.4% below fair value)
Industry Position: 201% above the Banks median (#1473 of 1517)
No single metric tells the full story. See the TSX:FC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firm Capital Mortgage Investment Business Description
Firm Capital Mortgage Investment Corp is a Canadian financial provider. It acts as a non-bank lender providing residential and commercial short-term bridge and conventional real estate financing, including construction, mezzanine, and equity investments. The company provides construction, equity, and conventional real estate finance for residential houses, small multi-family residential properties, mixed-use residential, and others to the builder, developer, and real estate owner marketplace, along with a high level of personal service to real estate investors. Also, it provides loan servicing, asset management, and related investment services. The company's revenue comprises Interest and fee income and commission fees arising from Canada and the United States.
63GF Score
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