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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, UniCredit Bank DD's Enterprise Value is BAM-1,411.1 Mil.
UniCredit Bank DD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was BAM59.3 Mil. Therefore, UniCredit Bank DD's EV-to-OCF for today is -23.79.
The historical rank and industry rank for UniCredit Bank DD's EV-to-OCF or its related term are showing as below:
XBLB:NBLB-R-B'
s EV-to-OCF Range Over the Past 10 Years
Min: -1857.35 Med: -6.81 Max: -1.8
Current: -23.79
During the past 13 years, the highest EV-to-OCF of UniCredit Bank DD was -1.80. The lowest was -1857.35. And the median was -6.81.
XBLB:NBLB-R-B's EV-to-OCF is not ranked
in the Banks industry.
Industry Median: 3.73
vs XBLB:NBLB-R-B: -23.79
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
UniCredit Bank DD (XBLB:NBLB-R-B) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
UniCredit Bank DD's PE Ratio (TTM) for today is calculated as:
UniCredit Bank DD's share price for today is BAM1933.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. UniCredit Bank DD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM1737.900.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
UniCredit Bank DD EV-to-OCF Related Terms
UniCredit Bank DD EV-to-OCF Historical Data
* Premium members only.
The historical data trend for UniCredit Bank DD's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, UniCredit Bank DD's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UniCredit Bank DD EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, UniCredit Bank DD's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where UniCredit Bank DD's EV-to-OCF falls into.
UniCredit Bank DD's current Enterprise Value is BAM-1,411.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. UniCredit Bank DD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was BAM59.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UniCredit Bank DD (XBLB:NBLB-R-B) has a EV-to-OCF of -23.79 as of Jul. 25, 2026.
Is UniCredit Bank DD's EV-to-OCF too high?
UniCredit Bank DD's current EV-to-OCF is -23.79. Overall, UniCredit Bank DD has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does UniCredit Bank DD's EV-to-OCF compare to PNC and USB?
UniCredit Bank DD's EV-to-OCF of -23.79 can be compared against companies in the Banks industry. The industry median EV-to-OCF is 3.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.73, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UniCredit Bank DD's current EV-to-OCF is -23.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UniCredit Bank DD stock overvalued right now?
UniCredit Bank DD (XBLB:NBLB-R-B) has a current EV-to-OCF of -23.79. The stock's GF Value™ is BAM2,491.73, compared to a current price of BAM1,933.00 — trading 22.4% below its estimated fair value. The current EV-to-OCF is -23.79. UniCredit Bank DD's overall GF Score™ is 4/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For UniCredit Bank DD (XBLB:NBLB-R-B), the current EV-to-OCF is -23.79 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UniCredit Bank DD (XBLB:NBLB-R-B) Overvalued in 2026?
Based on GuruFocus' analysis, UniCredit Bank DD stock appears to be undervalued.
The current stock price of BAM1,933.00 is trading 22.4% below its estimated GF Value™ of BAM2,491.73.
Key valuation signals for XBLB:NBLB-R-B:
EV-to-OCF: -23.79
GF Value™: BAM2,491.73 vs. price of BAM1,933.00 (22.4% below fair value)
No single metric tells the full story. See the XBLB:NBLB-R-B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UniCredit Bank DD is a joint-stock company in Bosnia and Herzegovina. It provides a full range of services including retail and corporate banking, risk operations, and finance and operating lease operations. The business segments of the company include Retail, Corporate and Investment Banking, Assets and Liabilities Management, and Central Unit. The company's business users comprise Entrepreneurs, Corporate clients, and Financial Institutions.
4GF Score
Get the complete analysis for XBLB:NBLB-R-B
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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