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Zhibao TechnologyZBAO -0.98%8 EV-to-OCF is -0.80 as of Aug. 30, 2026. GuruFocus rates ZBAO with a GF Score™ of 8/100. The stock has 5 warning signs investors should review. Among 502 Insurance companies, Zhibao Technology ranks better than 80.28% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Zhibao Technology's Enterprise Value is $11.91 Mil.
Zhibao Technology's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-14.95 Mil. Therefore, Zhibao Technology's EV-to-OCF for today is -0.80.
The historical rank and industry rank for Zhibao Technology's EV-to-OCF or its related term are showing as below:
ZBAO'
s EV-to-OCF Range Over the Past 10 Years
Min: -944.21 Med: -62.78 Max: -0.8
Current: -0.8
During the past 5 years, the highest EV-to-OCF of Zhibao Technology was -0.80. The lowest was -944.21. And the median was -62.78.
ZBAO's EV-to-OCF is ranked better than 80.28% of 502
companies
in the Insurance industry
Industry Median: 6.51
vs ZBAO: -0.80
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Zhibao Technology's PE Ratio (TTM) for today is calculated as:
Zhibao Technology's share price for today is $0.1706.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zhibao Technology's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.285.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Zhibao Technology EV-to-OCF Related Terms
Zhibao Technology EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Zhibao Technology's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Zhibao Technology's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zhibao Technology EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Zhibao Technology's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Zhibao Technology's EV-to-OCF falls into.
Zhibao Technology's current Enterprise Value is $11.91 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zhibao Technology's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-14.95 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zhibao Technology (ZBAO) has a EV-to-OCF of -0.80 as of Aug. 30, 2026. According to the industry distribution chart, Zhibao Technology ranks #99 out of 502 companies in the Insurance industry, placing it in the top 19.7%.
Is Zhibao Technology's EV-to-OCF too high?
Zhibao Technology's current EV-to-OCF is -0.80. Based on the distribution chart, Zhibao Technology ranks #99 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Zhibao Technology has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Zhibao Technology's EV-to-OCF compare to GOCOQ and EZRA?
According to the Insurance industry distribution chart, Zhibao Technology ranks #99 out of 502 companies for EV-to-OCF. This places Zhibao Technology in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 6.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.51, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhibao Technology's current EV-to-OCF is -0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhibao Technology stock overvalued right now?
Zhibao Technology (ZBAO) has a current EV-to-OCF of -0.80. The current EV-to-OCF is -0.80. Zhibao Technology's overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Zhibao Technology (ZBAO), the current EV-to-OCF is -0.80 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Zhibao Technology Inc is an insurance technology company providing digital insurance brokerage services in China. The Company operates a 2B2C digital embedded insurance business model, which it pioneered in China, and provides managing general underwriter (MGU) services to insurance companies, including product design, underwriting, reinsurance, claims, and risk control within specific product or market segments. It offers customized digital insurance solutions for B-side channels, including Internet platforms, enterprises, and government agencies, by embedding insurance products into existing business platforms and providing digital insurance brokerage services to C-end customers.
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