ZBAO (Zhibao Technology) OCF Margin %: -5.94% (As of Dec. 2025)

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ZBAO Zhibao Technology Inc ZBAO
8 GF Score
Price $0.17
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What is Zhibao Technology OCF Margin %?

Zhibao Technology ZBAO -0.98% 8 OCF Margin % is -5.94% as of Dec. 2025. GuruFocus rates ZBAO with a GF Score™ of 8/100. The stock has 5 warning signs investors should review. Among 498 Insurance companies, Zhibao Technology ranks worse than 96.59% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Zhibao Technology's Cash Flow from Operations for the six months ended in Dec. 2025 was $-1.74 Mil. Zhibao Technology's Revenue for the six months ended in Dec. 2025 was $29.25 Mil. Therefore, Zhibao Technology's OCF Margin % for the quarter that ended in Dec. 2025 was -5.94%.

As of today, Zhibao Technology's current OCF Yield % is -257.27%.

The historical rank and industry rank for Zhibao Technology's OCF Margin % or its related term are showing as below:

ZBAO' s OCF Margin % Range Over the Past 10 Years
Min: -38.79   Med: -2.07   Max: -0.79
Current: -31.52

During the past 5 years, the highest OCF Margin % of Zhibao Technology was -0.79%. The lowest was -38.79%. And the median was -2.07%.

ZBAO's OCF Margin % is ranked worse than
96.59% of 498 companies
in the Insurance industry
Industry Median: 11.415 vs ZBAO: -31.52

Zhibao Technology OCF Margin % Related Terms

Zhibao Technology OCF Margin % Historical Data

* Premium members only.

The historical data trend for Zhibao Technology's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhibao Technology OCF Margin % Chart

Zhibao Technology Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
-38.79 -0.92 -0.79 -2.07 -7.47

Zhibao Technology Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only 101.61 -89.94 50.69 -72.66 -5.94

ZBAO vs GOCOQ, EZRA, HUIZ: OCF Margin % Comparison

For the Insurance Brokers subindustry, Zhibao Technology's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zhibao Technology OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Zhibao Technology's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Zhibao Technology's OCF Margin % falls into.


ZBAO
8GF Score
Zhibao Technology Inc ZBAO
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Zhibao Technology OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Zhibao Technology's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=-2.88/38.568
=-7.47 %

Zhibao Technology's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-1.737/29.245
=-5.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -5.94% mean?
Zhibao Technology (ZBAO) has a OCF Margin % of -5.94% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Zhibao Technology and its competitors. According to the industry distribution chart, Zhibao Technology ranks #481 out of 498 companies in the Insurance industry, placing it in the top 96.6%.
Is Zhibao Technology's OCF Margin % too high?
Zhibao Technology's current OCF Margin % is -5.94%. Based on the distribution chart, Zhibao Technology ranks #481 out of 498 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Zhibao Technology has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Zhibao Technology's OCF Margin % compare to GOCOQ and EZRA?
According to the Insurance industry distribution chart, Zhibao Technology ranks #481 out of 498 companies for OCF Margin %. This places Zhibao Technology in the lower half of its industry. The industry median OCF Margin % is 11.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 11.42, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Zhibao Technology and its competitors. For the Insurance industry, the median OCF Margin % is 11.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhibao Technology's current OCF Margin % is -5.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhibao Technology stock overvalued right now?
Zhibao Technology (ZBAO) has a current OCF Margin % of -5.94%. The current OCF Margin % is -5.94%. Zhibao Technology's overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Zhibao Technology (ZBAO), the current OCF Margin % is -5.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Zhibao Technology Business Description

Address Floor 3, Building 6, Wuxing Road, Lane 727, Shanghai, CHN, 201204
Zhibao Technology Inc is an insurance technology company providing digital insurance brokerage services in China. The Company operates a 2B2C digital embedded insurance business model, which it pioneered in China, and provides managing general underwriter (MGU) services to insurance companies, including product design, underwriting, reinsurance, claims, and risk control within specific product or market segments. It offers customized digital insurance solutions for B-side channels, including Internet platforms, enterprises, and government agencies, by embedding insurance products into existing business platforms and providing digital insurance brokerage services to C-end customers.
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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