BEOB (BEO Bancorp OR) Enterprise Value: $57.95 Mil (As of Sep. 16, 2026) ***

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BEOB BEO Bancorp OR BEOB
72 GF Score
Price $64.49
GF Value $48.11
Valuation Significantly Overvalued
! 1 Warning Sign
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What is BEO Bancorp OR Enterprise Value?

BEO Bancorp OR BEOB 72 Enterprise Value is $57.95 Mil as of Sep. 16, 2026. GuruFocus rates BEOB with a GF Score™ of 72/100 and a GF Value™ of $48.11 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, BEO Bancorp OR's Enterprise Value is $57.95 Mil. BEO Bancorp OR's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $53.53 Mil. Therefore, BEO Bancorp OR's EV-to-Revenue ratio for today is 1.08.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, BEO Bancorp OR's Enterprise Value is $57.95 Mil. BEO Bancorp OR's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $15.36 Mil. Therefore, BEO Bancorp OR's EV-to-OCF ratio for today is 3.77.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, BEO Bancorp OR's Enterprise Value is $57.95 Mil. BEO Bancorp OR's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $14.63 Mil. Therefore, BEO Bancorp OR's EV-to-FCF ratio for today is 3.96.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


BEO Bancorp OR  (OTCPK:BEOB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

BEO Bancorp OR's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=57.953/53.527
=1.08

BEO Bancorp OR's current Enterprise Value is $57.95 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. BEO Bancorp OR's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $53.53 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

BEO Bancorp OR's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=57.953/15.358
=3.77

BEO Bancorp OR's current Enterprise Value is $57.95 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. BEO Bancorp OR's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $15.36 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

BEO Bancorp OR's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=57.953/14.633
=3.96

BEO Bancorp OR's current Enterprise Value is $57.95 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. BEO Bancorp OR's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $14.63 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BEO Bancorp OR Enterprise Value Related Terms


BEO Bancorp OR Enterprise Value Historical Data

* Premium members only.

The historical data trend for BEO Bancorp OR's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BEO Bancorp OR Enterprise Value Chart

BEO Bancorp OR Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -217.87 -104.97 12.20 70.35 32.41

BEO Bancorp OR Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only -217.87 -104.97 12.20 70.35 32.41

BEOB vs ENBP, NODB, EMYB: Enterprise Value Comparison

For the Banks - Regional subindustry, BEO Bancorp OR's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BEO Bancorp OR Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, BEO Bancorp OR's Enterprise Value distribution charts can be found below:

* The bar in red indicates where BEO Bancorp OR's Enterprise Value falls into.


BEOB
72GF Score
BEO Bancorp OR BEOB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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BEO Bancorp OR Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

BEO Bancorp OR's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

BEO Bancorp OR's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $57.95 Mil mean?
BEO Bancorp OR (BEOB) has a Enterprise Value of $57.95 Mil as of Sep. 16, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on BEO Bancorp OR and its competitors.
Is BEO Bancorp OR's Enterprise Value too high?
BEO Bancorp OR's current Enterprise Value is $57.95 Mil. Overall, BEO Bancorp OR has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BEO Bancorp OR's Enterprise Value compare to ENBP and NODB?
BEO Bancorp OR's Enterprise Value of $57.95 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on BEO Bancorp OR and its competitors. BEO Bancorp OR's current Enterprise Value is $57.95 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BEO Bancorp OR stock overvalued right now?
Based on GuruFocus' analysis, BEO Bancorp OR (BEOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.11, compared to a current price of $64.49 — trading 34% above its estimated fair value. The current Enterprise Value is $57.95 Mil. BEO Bancorp OR's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For BEO Bancorp OR (BEOB), the current Enterprise Value is $57.95 Mil as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BEO Bancorp OR (BEOB) Overvalued in 2026?

Based on GuruFocus' analysis, BEO Bancorp OR stock appears to be overvalued. The current stock price of $64.49 is trading 34% above its estimated GF Value™ of $48.11. GuruFocus considers BEO Bancorp OR to be Significantly Overvalued.

Key valuation signals for BEOB:

  • Enterprise Value: $57.95 Mil
  • GF Value™: $48.11 vs. price of $64.49 (34% above fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the BEOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BEO Bancorp OR Business Description

Address 250 NW Gale Street, PO Box 39, Heppner, OR, USA, 97836
BEO Bancorp OR provides commercial and consumer financing, banking, and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. Its activities include the usual lending and deposit functions of a commercial bank: commercial, agricultural, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market.
72GF Score

Get the complete analysis for BEOB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.49
Price
$48.11
GF Value