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BEO Bancorp ORBEOB 72 FCF Yield % is 9.32 as of Sep. 16, 2026, which is 38% below its 10-year median of 15.09. GuruFocus rates BEOB with a GF Score™ of 72/100 and a GF Value™ of $48.11 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,489 Banks companies, BEO Bancorp OR ranks better than 56.68% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
BEO Bancorp OR FCF Yield % Related Terms
BEO Bancorp OR FCF Yield % Historical Data
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The historical data trend for BEO Bancorp OR's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BEO Bancorp OR's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BEO Bancorp OR FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, BEO Bancorp OR's FCF Yield % distribution charts can be found below:
* The bar in red indicates where BEO Bancorp OR's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BEO Bancorp OR (BEOB) has a FCF Yield % of 9.32 as of Sep. 16, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BEO Bancorp OR and its competitors. This is 38% below median its historical median of 15.09. Over the past decade, BEO Bancorp OR's FCF Yield % has ranged from 8.65 to 32.07. According to the industry distribution chart, BEO Bancorp OR ranks #645 out of 1489 companies in the Banks industry, placing it in the top 43.3%.
Is BEO Bancorp OR's FCF Yield % too high?
BEO Bancorp OR's current FCF Yield % of 9.32 is 38% below median its 10-year median of 15.09. Over the past 10 years, this metric has ranged from a low of 8.65 to a high of 32.07. The Banks industry median FCF Yield % is 7.97. BEO Bancorp OR's value of 9.32 is 16.9% above this industry median. Based on the distribution chart, BEO Bancorp OR ranks #645 out of 1489 companies in the Banks industry, which is above the industry midpoint. Overall, BEO Bancorp OR has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BEO Bancorp OR's FCF Yield % compare to ENBP and NODB?
According to the Banks industry distribution chart, BEO Bancorp OR ranks #645 out of 1489 companies for FCF Yield %. This puts BEO Bancorp OR in the upper half of its industry. The industry median FCF Yield % is 7.97. BEO Bancorp OR's value of 9.32 is 16.9% above this benchmark. Historically, BEO Bancorp OR's own FCF Yield % has ranged from 8.65 to 32.07 over the past decade. While the company's 10-year median is 15.09 vs. the industry median of 7.97, BEO Bancorp OR has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.97, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BEO Bancorp OR's current FCF Yield % of 9.32 is 16.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BEO Bancorp OR and its competitors. For the Banks industry, the median FCF Yield % is 7.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BEO Bancorp OR's current FCF Yield % is 9.32, which is 38% below median its own 10-year median of 15.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BEO Bancorp OR stock overvalued right now?
Based on GuruFocus' analysis, BEO Bancorp OR (BEOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.11, compared to a current price of $64.49 — trading 34% above its estimated fair value. The current FCF Yield % is 9.32, which is 38% below median its 10-year median of 15.09 and 16.9% above the Banks industry median of 7.97. BEO Bancorp OR's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For BEO Bancorp OR (BEOB), the current FCF Yield % is 9.32 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BEO Bancorp OR (BEOB) Overvalued in 2026?
Based on GuruFocus' analysis, BEO Bancorp OR stock appears to be overvalued.
The current stock price of $64.49 is trading 34% above its estimated GF Value™ of $48.11.
GuruFocus considers BEO Bancorp OR to be Significantly Overvalued.
Key valuation signals for BEOB:
FCF Yield %: 9.32 (38% below median its 10-year median of 15.09)
GF Value™: $48.11 vs. price of $64.49 (34% above fair value)
Industry Position: 16.9% above the Banks median (#645 of 1489)
No single metric tells the full story. See the BEOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BEO Bancorp OR provides commercial and consumer financing, banking, and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. Its activities include the usual lending and deposit functions of a commercial bank: commercial, agricultural, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market.
72GF Score
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