Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
BEO Bancorp ORBEOB 72 OCF Yield % is 9.79 as of Sep. 16, 2026, which is 39% below its 10-year median of 16.16. GuruFocus rates BEOB with a GF Score™ of 72/100 and a GF Value™ of $48.11 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,485 Banks companies, BEO Bancorp OR ranks better than 53.4% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
BEO Bancorp OR OCF Yield % Related Terms
BEO Bancorp OR OCF Yield % Historical Data
* Premium members only.
The historical data trend for BEO Bancorp OR's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BEO Bancorp OR's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BEO Bancorp OR OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, BEO Bancorp OR's OCF Yield % distribution charts can be found below:
* The bar in red indicates where BEO Bancorp OR's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BEO Bancorp OR (BEOB) has a OCF Yield % of 9.79 as of Sep. 16, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BEO Bancorp OR and its competitors. This is 39% below median its historical median of 16.16. Over the past decade, BEO Bancorp OR's OCF Yield % has ranged from 9.07 to 36.96. According to the industry distribution chart, BEO Bancorp OR ranks #692 out of 1485 companies in the Banks industry, placing it in the top 46.6%.
Is BEO Bancorp OR's OCF Yield % too high?
BEO Bancorp OR's current OCF Yield % of 9.79 is 39% below median its 10-year median of 16.16. Over the past 10 years, this metric has ranged from a low of 9.07 to a high of 36.96. The Banks industry median OCF Yield % is 9.12. BEO Bancorp OR's value of 9.79 is 7.3% above this industry median. Based on the distribution chart, BEO Bancorp OR ranks #692 out of 1485 companies in the Banks industry, which is above the industry midpoint. Overall, BEO Bancorp OR has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BEO Bancorp OR's OCF Yield % compare to ENBP and NODB?
According to the Banks industry distribution chart, BEO Bancorp OR ranks #692 out of 1485 companies for OCF Yield %. This puts BEO Bancorp OR in the upper half of its industry. The industry median OCF Yield % is 9.12. BEO Bancorp OR's value of 9.79 is 7.3% above this benchmark. Historically, BEO Bancorp OR's own OCF Yield % has ranged from 9.07 to 36.96 over the past decade. While the company's 10-year median is 16.16 vs. the industry median of 9.12, BEO Bancorp OR has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.12, based on 1,485 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BEO Bancorp OR's current OCF Yield % of 9.79 is 7.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BEO Bancorp OR and its competitors. For the Banks industry, the median OCF Yield % is 9.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BEO Bancorp OR's current OCF Yield % is 9.79, which is 39% below median its own 10-year median of 16.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BEO Bancorp OR stock overvalued right now?
Based on GuruFocus' analysis, BEO Bancorp OR (BEOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.11, compared to a current price of $64.49 — trading 34% above its estimated fair value. The current OCF Yield % is 9.79, which is 39% below median its 10-year median of 16.16 and 7.3% above the Banks industry median of 9.12. BEO Bancorp OR's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For BEO Bancorp OR (BEOB), the current OCF Yield % is 9.79 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BEO Bancorp OR (BEOB) Overvalued in 2026?
Based on GuruFocus' analysis, BEO Bancorp OR stock appears to be overvalued.
The current stock price of $64.49 is trading 34% above its estimated GF Value™ of $48.11.
GuruFocus considers BEO Bancorp OR to be Significantly Overvalued.
Key valuation signals for BEOB:
OCF Yield %: 9.79 (39% below median its 10-year median of 16.16)
GF Value™: $48.11 vs. price of $64.49 (34% above fair value)
Industry Position: 7.3% above the Banks median (#692 of 1485)
No single metric tells the full story. See the BEOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BEO Bancorp OR provides commercial and consumer financing, banking, and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. Its activities include the usual lending and deposit functions of a commercial bank: commercial, agricultural, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market.
72GF Score
Get the complete analysis for BEOB
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BEOB has been successfully added to your 
