BEOB (BEO Bancorp OR) PEG Ratio: 0.48 (As of Sep. 16, 2026) — 100% Above Median

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BEOB BEO Bancorp OR BEOB
72 GF Score
Price $64.49
GF Value $48.11
Valuation Significantly Overvalued
! 1 Warning Sign
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What is BEO Bancorp OR PEG Ratio?

BEO Bancorp OR BEOB 72 PEG Ratio is 0.48 as of Sep. 16, 2026, which is 100% above its 10-year median of 0.24. GuruFocus rates BEOB with a GF Score™ of 72/100 and a GF Value™ of $48.11 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,221 Banks companies, BEO Bancorp OR ranks better than 87.88% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, BEO Bancorp OR's PE Ratio without NRI is 9.77. BEO Bancorp OR's 5-Year Book Value growth rate is 20.30%. Therefore, BEO Bancorp OR's PEG Ratio for today is 0.48.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for BEO Bancorp OR's PEG Ratio or its related term are showing as below:

BEOB' s PEG Ratio Range Over the Past 10 Years
Min: 0.17   Med: 0.24   Max: 0.52
Current: 0.48


During the past 11 years, BEO Bancorp OR's highest PEG Ratio was 0.52. The lowest was 0.17. And the median was 0.24.


BEOB's PEG Ratio is ranked better than
87.88% of 1221 companies
in the Banks industry
Industry Median: 1.55 vs BEOB: 0.48

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


BEO Bancorp OR  (OTCPK:BEOB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


BEO Bancorp OR PEG Ratio Related Terms


BEO Bancorp OR PEG Ratio Historical Data

* Premium members only.

The historical data trend for BEO Bancorp OR's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BEO Bancorp OR PEG Ratio Chart

BEO Bancorp OR Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 0.17 0.17 0.38 0.40

BEO Bancorp OR Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.19 0.17 0.17 0.38 0.40

BEOB vs ENBP, NODB, EMYB: PEG Ratio Comparison

For the Banks - Regional subindustry, BEO Bancorp OR's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BEO Bancorp OR PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BEO Bancorp OR's PEG Ratio distribution charts can be found below:

* The bar in red indicates where BEO Bancorp OR's PEG Ratio falls into.


BEOB
72GF Score
BEO Bancorp OR BEOB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BEO Bancorp OR PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

BEO Bancorp OR's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.7697318588093/20.30
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.48 mean?
BEO Bancorp OR (BEOB) has a PEG Ratio of 0.48 as of Sep. 16, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BEO Bancorp OR and its competitors. This is 100% above median its historical median of 0.24. Over the past decade, BEO Bancorp OR's PEG Ratio has ranged from 0.17 to 0.52. According to the industry distribution chart, BEO Bancorp OR ranks #148 out of 1221 companies in the Banks industry, placing it in the top 12.1%.
Is BEO Bancorp OR's PEG Ratio too high?
BEO Bancorp OR's current PEG Ratio of 0.48 is 100% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.52. The Banks industry median PEG Ratio is 1.55. BEO Bancorp OR's value of 0.48 is 69% below this industry median. Based on the distribution chart, BEO Bancorp OR ranks #148 out of 1221 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BEO Bancorp OR has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BEO Bancorp OR's PEG Ratio compare to ENBP and NODB?
According to the Banks industry distribution chart, BEO Bancorp OR ranks #148 out of 1221 companies for PEG Ratio. This places BEO Bancorp OR in the top 12% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.55. BEO Bancorp OR's value of 0.48 is 69% below this benchmark. Historically, BEO Bancorp OR's own PEG Ratio has ranged from 0.17 to 0.52 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 1.55, BEO Bancorp OR has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,221 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BEO Bancorp OR's current PEG Ratio of 0.48 is 69% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on BEO Bancorp OR and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BEO Bancorp OR's current PEG Ratio is 0.48, which is 100% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BEO Bancorp OR stock overvalued right now?
Based on GuruFocus' analysis, BEO Bancorp OR (BEOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.11, compared to a current price of $64.49 — trading 34% above its estimated fair value. The current PEG Ratio is 0.48, which is 100% above median its 10-year median of 0.24 and 69% below the Banks industry median of 1.55. BEO Bancorp OR's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For BEO Bancorp OR (BEOB), the current PEG Ratio is 0.48 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BEO Bancorp OR (BEOB) Overvalued in 2026?

Based on GuruFocus' analysis, BEO Bancorp OR stock appears to be overvalued. The current stock price of $64.49 is trading 34% above its estimated GF Value™ of $48.11. GuruFocus considers BEO Bancorp OR to be Significantly Overvalued.

Key valuation signals for BEOB:

  • PEG Ratio: 0.48 (100% above median its 10-year median of 0.24)
  • GF Value™: $48.11 vs. price of $64.49 (34% above fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 69% below the Banks median (#148 of 1221)

No single metric tells the full story. See the BEOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BEO Bancorp OR Business Description

Address 250 NW Gale Street, PO Box 39, Heppner, OR, USA, 97836
BEO Bancorp OR provides commercial and consumer financing, banking, and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. Its activities include the usual lending and deposit functions of a commercial bank: commercial, agricultural, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market.
72GF Score

Get the complete analysis for BEOB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.49
Price
$48.11
GF Value