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BEO Bancorp OR (BEO Bancorp OR) Net Margin % : 27.57% (As of Sep. 2007)


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What is BEO Bancorp OR Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. BEO Bancorp OR's Net Income for the three months ended in Sep. 2007 was $1.07 Mil. BEO Bancorp OR's Revenue for the three months ended in Sep. 2007 was $3.89 Mil. Therefore, BEO Bancorp OR's net margin for the quarter that ended in Sep. 2007 was 27.57%.

The historical rank and industry rank for BEO Bancorp OR's Net Margin % or its related term are showing as below:


BEOB's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.27
* Ranked among companies with meaningful Net Margin % only.

BEO Bancorp OR Net Margin % Historical Data

The historical data trend for BEO Bancorp OR's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BEO Bancorp OR Net Margin % Chart

BEO Bancorp OR Annual Data
Trend Dec03 Dec04 Dec05 Dec06
Net Margin %
13.00 11.88 11.21 15.59

BEO Bancorp OR Quarterly Data
Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.53 8.60 20.75 22.28 27.57

Competitive Comparison of BEO Bancorp OR's Net Margin %

For the Banks - Regional subindustry, BEO Bancorp OR's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BEO Bancorp OR's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BEO Bancorp OR's Net Margin % distribution charts can be found below:

* The bar in red indicates where BEO Bancorp OR's Net Margin % falls into.



BEO Bancorp OR Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

BEO Bancorp OR's Net Margin for the fiscal year that ended in Dec. 2006 is calculated as

Net Margin=Net Income (A: Dec. 2006 )/Revenue (A: Dec. 2006 )
=1.465/9.4
=15.59 %

BEO Bancorp OR's Net Margin for the quarter that ended in Sep. 2007 is calculated as

Net Margin=Net Income (Q: Sep. 2007 )/Revenue (Q: Sep. 2007 )
=1.072/3.888
=27.57 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BEO Bancorp OR  (OTCPK:BEOB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


BEO Bancorp OR Net Margin % Related Terms

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BEO Bancorp OR (BEO Bancorp OR) Business Description

Traded in Other Exchanges
N/A
Address
250 NW Gale Street, PO Box 39, Heppner, OR, USA, 97836
BEO Bancorp OR provides commercial and consumer financing, banking and mortgage lending and other services in Northeastern Oregon. The company activities include lending and deposit functions such as commercial, agricultural, real estate, instalment, credit card and mortgage loans; checking, money market, time deposit and savings accounts; internet banking and bill payment; automated teller machines and safe deposit facilities.

BEO Bancorp OR (BEO Bancorp OR) Headlines

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