BEOB (BEO Bancorp OR) Median PS Value: $43.66 (As of Sep. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BEOB BEO Bancorp OR BEOB
72 GF Score
Price $64.49
GF Value $48.11
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is BEO Bancorp OR Median PS Value?

BEO Bancorp OR BEOB 72 Median PS Value is $43.66 as of Sep. 16, 2026. GuruFocus rates BEOB with a GF Score™ of 72/100 and a GF Value™ of $48.11 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,066 Banks companies, BEO Bancorp OR ranks worse than 76.74% on this metric.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. BEO Bancorp OR's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $21.821. BEO Bancorp OR's 10-Year median PS Ratio is 2.0008. Therefore, the Median PS Value for today is $43.66.

As of today (2026-09-16), BEO Bancorp OR's share price is $64.49. BEO Bancorp OR's Median PS Value is $43.66. Therefore, BEO Bancorp OR's Price to Median PS Value for today is 1.48.

The historical rank and industry rank for BEO Bancorp OR's Median PS Value or its related term are showing as below:

BEOB' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.66   Med: 0.77   Max: 1.48
Current: 1.48

During the past 11 years, the highest Price to Median PS Value of BEO Bancorp OR was 1.48. The lowest was 0.66. And the median was 0.77.

BEOB's Price-to-Median-PS-Value is ranked worse than
76.74% of 1066 companies
in the Banks industry
Industry Median: 1.11 vs BEOB: 1.48

BEO Bancorp OR  (OTCPK:BEOB) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

BEO Bancorp OR's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=64.49/43.66
=1.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BEO Bancorp OR Median PS Value Related Terms


BEO Bancorp OR Median PS Value Historical Data

* Premium members only.

The historical data trend for BEO Bancorp OR's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BEO Bancorp OR Median PS Value Chart

BEO Bancorp OR Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.74 29.26 41.20 43.77 43.66

BEO Bancorp OR Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 26.74 29.26 41.20 43.77 43.66

BEOB vs ENBP, NODB, EMYB: Median PS Value Comparison

For the Banks - Regional subindustry, BEO Bancorp OR's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BEO Bancorp OR Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, BEO Bancorp OR's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where BEO Bancorp OR's Price-to-Median-PS-Value falls into.


BEOB
72GF Score
BEO Bancorp OR BEOB
Median PS Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BEO Bancorp OR Median PS Value Calculation

BEO Bancorp OR's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=21.821*2.0008
=43.66

10-Year Median PS Ratio is 2.0008.
For company reported annually, GuruFocus uses latest annual data as the TTM data. BEO Bancorp OR's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $21.821.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of $43.66 mean?
BEO Bancorp OR (BEOB) has a Median PS Value of $43.66 as of Sep. 16, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on BEO Bancorp OR and its competitors. According to the industry distribution chart, BEO Bancorp OR ranks #818 out of 1066 companies in the Banks industry, placing it in the top 76.7%.
Is BEO Bancorp OR's Median PS Value too high?
BEO Bancorp OR's current Median PS Value is $43.66. The Banks industry median Median PS Value is 1.11. BEO Bancorp OR's value of $43.66 is 3833.3% above this industry median. Based on the distribution chart, BEO Bancorp OR ranks #818 out of 1066 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BEO Bancorp OR has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BEO Bancorp OR's Median PS Value compare to ENBP and NODB?
According to the Banks industry distribution chart, BEO Bancorp OR ranks #818 out of 1066 companies for Median PS Value. This places BEO Bancorp OR in the lower half of its industry. The industry median Median PS Value is 1.11. BEO Bancorp OR's value of $43.66 is 3833.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BEO Bancorp OR's current Median PS Value of $43.66 is 3833.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on BEO Bancorp OR and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BEO Bancorp OR's current Median PS Value is $43.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BEO Bancorp OR stock overvalued right now?
Based on GuruFocus' analysis, BEO Bancorp OR (BEOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.11, compared to a current price of $64.49 — trading 34% above its estimated fair value. The current Median PS Value is $43.66 and 3833.3% above the Banks industry median of 1.11. BEO Bancorp OR's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For BEO Bancorp OR (BEOB), the current Median PS Value is $43.66 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BEO Bancorp OR (BEOB) Overvalued in 2026?

Based on GuruFocus' analysis, BEO Bancorp OR stock appears to be overvalued. The current stock price of $64.49 is trading 34% above its estimated GF Value™ of $48.11. GuruFocus considers BEO Bancorp OR to be Significantly Overvalued.

Key valuation signals for BEOB:

  • Median PS Value: $43.66
  • GF Value™: $48.11 vs. price of $64.49 (34% above fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 3833.3% above the Banks median (#818 of 1066)

No single metric tells the full story. See the BEOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BEO Bancorp OR Business Description

Address 250 NW Gale Street, PO Box 39, Heppner, OR, USA, 97836
BEO Bancorp OR provides commercial and consumer financing, banking, and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. Its activities include the usual lending and deposit functions of a commercial bank: commercial, agricultural, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market.
72GF Score

Get the complete analysis for BEOB

Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.49
Price
$48.11
GF Value