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BEO Bancorp ORBEOB 72 5-Year Yield-on-Cost % is 2.96 as of Sep. 16, 2026, which is 26% below its 10-year median of 4.01. GuruFocus rates BEOB with a GF Score™ of 72/100 and a GF Value™ of $48.11 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,241 Banks companies, BEO Bancorp OR ranks worse than 65.91% on this metric.
BEO Bancorp OR's yield on cost for the quarter that ended in Dec. 2025 was 2.96.
The historical rank and industry rank for BEO Bancorp OR's 5-Year Yield-on-Cost % or its related term are showing as below:
BEOB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.25 Med: 4.01 Max: 6.87
Current: 2.96
During the past 11 years, BEO Bancorp OR's highest Yield on Cost was 6.87. The lowest was 2.25. And the median was 4.01.
BEOB's 5-Year Yield-on-Cost % is ranked worse than 65.91% of 1241
companies
in the Banks industry
Industry Median: 3.82
vs BEOB: 2.96
BEO Bancorp OR (OTCPK:BEOB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
BEO Bancorp OR 5-Year Yield-on-Cost % Related Terms
BEOB vs ENBP, NODB, EMYB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, BEO Bancorp OR's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BEO Bancorp OR 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, BEO Bancorp OR's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where BEO Bancorp OR's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of BEO Bancorp OR is calculated as
BEO Bancorp OR (BEOB) has a 5-Year Yield-on-Cost % of 2.96 as of Sep. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BEO Bancorp OR and its competitors. This is 26% below median its historical median of 4.01. Over the past decade, BEO Bancorp OR's 5-Year Yield-on-Cost % has ranged from 2.25 to 6.87. According to the industry distribution chart, BEO Bancorp OR ranks #818 out of 1241 companies in the Banks industry, placing it in the top 65.9%.
Is BEO Bancorp OR's 5-Year Yield-on-Cost % too high?
BEO Bancorp OR's current 5-Year Yield-on-Cost % of 2.96 is 26% below median its 10-year median of 4.01. Over the past 10 years, this metric has ranged from a low of 2.25 to a high of 6.87. The Banks industry median 5-Year Yield-on-Cost % is 3.82. BEO Bancorp OR's value of 2.96 is 22.5% below this industry median. Based on the distribution chart, BEO Bancorp OR ranks #818 out of 1241 companies in the Banks industry, which is below the industry midpoint. Overall, BEO Bancorp OR has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BEO Bancorp OR's 5-Year Yield-on-Cost % compare to ENBP and NODB?
According to the Banks industry distribution chart, BEO Bancorp OR ranks #818 out of 1241 companies for 5-Year Yield-on-Cost %. This places BEO Bancorp OR in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.82. BEO Bancorp OR's value of 2.96 is 22.5% below this benchmark. Historically, BEO Bancorp OR's own 5-Year Yield-on-Cost % has ranged from 2.25 to 6.87 over the past decade. While the company's 10-year median is 4.01 vs. the industry median of 3.82, BEO Bancorp OR has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.82, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BEO Bancorp OR's current 5-Year Yield-on-Cost % of 2.96 is 22.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BEO Bancorp OR and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BEO Bancorp OR's current 5-Year Yield-on-Cost % is 2.96, which is 26% below median its own 10-year median of 4.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BEO Bancorp OR stock overvalued right now?
Based on GuruFocus' analysis, BEO Bancorp OR (BEOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.11, compared to a current price of $64.49 — trading 34% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.96, which is 26% below median its 10-year median of 4.01 and 22.5% below the Banks industry median of 3.82. BEO Bancorp OR's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For BEO Bancorp OR (BEOB), the current 5-Year Yield-on-Cost % is 2.96 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BEO Bancorp OR (BEOB) Overvalued in 2026?
Based on GuruFocus' analysis, BEO Bancorp OR stock appears to be overvalued.
The current stock price of $64.49 is trading 34% above its estimated GF Value™ of $48.11.
GuruFocus considers BEO Bancorp OR to be Significantly Overvalued.
Key valuation signals for BEOB:
5-Year Yield-on-Cost %: 2.96 (26% below median its 10-year median of 4.01)
GF Value™: $48.11 vs. price of $64.49 (34% above fair value)
Industry Position: 22.5% below the Banks median (#818 of 1241)
No single metric tells the full story. See the BEOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BEO Bancorp OR provides commercial and consumer financing, banking, and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. Its activities include the usual lending and deposit functions of a commercial bank: commercial, agricultural, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market.
72GF Score
Get the complete analysis for BEOB
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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