BEOB (BEO Bancorp OR) Total Debt per Share: $3.21 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BEOB BEO Bancorp OR BEOB
72 GF Score
Price $64.49
GF Value $48.11
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is BEO Bancorp OR Total Debt per Share?

BEO Bancorp OR BEOB 72 Total Debt per Share is $3.21 as of Dec. 2025. GuruFocus rates BEOB with a GF Score™ of 72/100 and a GF Value™ of $48.11 (Significantly Overvalued). The stock has 1 warning sign investors should review.

$3.21 (As of Dec. 2025)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. BEO Bancorp OR's Total Debt Per Share for the quarter that ended in Dec. 2025 was $3.21.

BEO Bancorp OR Total Debt per Share Historical Data

* Premium members only.

The historical data trend for BEO Bancorp OR's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BEO Bancorp OR Total Debt per Share Chart

BEO Bancorp OR Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.13 6.07 5.11 3.55 3.21

BEO Bancorp OR Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 6.13 6.07 5.11 3.55 3.21
BEOB
72GF Score
BEO Bancorp OR BEOB
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BEO Bancorp OR Total Debt per Share Calculation

BEO Bancorp OR's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(7.82+0.00)/2.43
=3.21

BEO Bancorp OR's Total Debt Per Share for the quarter that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(7.82+0.00)/2.43
=3.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $3.21 mean?
BEO Bancorp OR (BEOB) has a Total Debt per Share of $3.21 as of Dec. 2025. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on BEO Bancorp OR and its competitors.
Is BEO Bancorp OR's Total Debt per Share too high?
BEO Bancorp OR's current Total Debt per Share is $3.21. Overall, BEO Bancorp OR has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BEO Bancorp OR's Total Debt per Share compare to ENBP and NODB?
BEO Bancorp OR's Total Debt per Share of $3.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on BEO Bancorp OR and its competitors. BEO Bancorp OR's current Total Debt per Share is $3.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BEO Bancorp OR stock overvalued right now?
Based on GuruFocus' analysis, BEO Bancorp OR (BEOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.11, compared to a current price of $64.49 — trading 34% above its estimated fair value. The current Total Debt per Share is $3.21. BEO Bancorp OR's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For BEO Bancorp OR (BEOB), the current Total Debt per Share is $3.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BEO Bancorp OR (BEOB) Overvalued in 2026?

Based on GuruFocus' analysis, BEO Bancorp OR stock appears to be overvalued. The current stock price of $64.49 is trading 34% above its estimated GF Value™ of $48.11. GuruFocus considers BEO Bancorp OR to be Significantly Overvalued.

Key valuation signals for BEOB:

  • Total Debt per Share: $3.21
  • GF Value™: $48.11 vs. price of $64.49 (34% above fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the BEOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BEO Bancorp OR Business Description

Address 250 NW Gale Street, PO Box 39, Heppner, OR, USA, 97836
BEO Bancorp OR provides commercial and consumer financing, banking, and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. Its activities include the usual lending and deposit functions of a commercial bank: commercial, agricultural, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market.
72GF Score

Get the complete analysis for BEOB

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.49
Price
$48.11
GF Value