Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
BEO Bancorp ORBEOB 72 PS Ratio is 2.96 as of Sep. 16, 2026, which is 74% above its 10-year median of 1.70. GuruFocus rates BEOB with a GF Score™ of 72/100 and a GF Value™ of $48.11 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,506 Banks companies, BEO Bancorp OR ranks better than 53.19% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, BEO Bancorp OR's share price is $64.49.
BEO Bancorp OR's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $21.82. Hence, BEO Bancorp OR's PS Ratio for today is 2.96.
The historical rank and industry rank for BEO Bancorp OR's PS Ratio or its related term are showing as below:
BEOB'
s PS Ratio Range Over the Past 10 Years
Min: 1.14 Med: 1.7 Max: 3.16
Current: 2.95
During the past 11 years, BEO Bancorp OR's highest PS Ratio was 3.16. The lowest was 1.14. And the median was 1.70.
BEOB's PS Ratio is ranked better than 53.19% of 1506
companies
in the Banks industry
Industry Median: 3.1
vs BEOB: 2.95
BEO Bancorp OR revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of BEO Bancorp OR was 3.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 17.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 16.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 22.40% per year.
During the past 11 years, BEO Bancorp OR's highest 3-Year average Revenue per Share Growth Rate was 35.50% per year. The lowest was 7.20% per year. And the median was 20.25% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
BEO Bancorp OR PS Ratio Related Terms
BEO Bancorp OR PS Ratio Historical Data
* Premium members only.
The historical data trend for BEO Bancorp OR's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BEO Bancorp OR's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BEO Bancorp OR PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BEO Bancorp OR's PS Ratio distribution charts can be found below:
* The bar in red indicates where BEO Bancorp OR's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
BEO Bancorp OR's Share Price of today is $64.49.
For company reported annually, GuruFocus uses latest annual data as the TTM data. BEO Bancorp OR's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $21.82.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
BEO Bancorp OR (BEOB) has a PS Ratio of 2.96 as of Sep. 16, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on BEO Bancorp OR and its competitors. This is 74% above median its historical median of 1.70. Over the past decade, BEO Bancorp OR's PS Ratio has ranged from 1.14 to 3.16. According to the industry distribution chart, BEO Bancorp OR ranks #705 out of 1506 companies in the Banks industry, placing it in the top 46.8%.
Is BEO Bancorp OR's PS Ratio too high?
BEO Bancorp OR's current PS Ratio of 2.96 is 74% above median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 1.14 to a high of 3.16. The Banks industry median PS Ratio is 3.10. BEO Bancorp OR's value of 2.96 is 4.5% below this industry median. Based on the distribution chart, BEO Bancorp OR ranks #705 out of 1506 companies in the Banks industry, which is above the industry midpoint. Overall, BEO Bancorp OR has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BEO Bancorp OR's PS Ratio compare to ENBP and NODB?
According to the Banks industry distribution chart, BEO Bancorp OR ranks #705 out of 1506 companies for PS Ratio. This puts BEO Bancorp OR in the upper half of its industry. The industry median PS Ratio is 3.10. BEO Bancorp OR's value of 2.96 is 4.5% below this benchmark. Historically, BEO Bancorp OR's own PS Ratio has ranged from 1.14 to 3.16 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 3.10, BEO Bancorp OR has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.10, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BEO Bancorp OR's current PS Ratio of 2.96 is 4.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on BEO Bancorp OR and its competitors. For the Banks industry, the median PS Ratio is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BEO Bancorp OR's current PS Ratio is 2.96, which is 74% above median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BEO Bancorp OR stock overvalued right now?
Based on GuruFocus' analysis, BEO Bancorp OR (BEOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.11, compared to a current price of $64.49 — trading 34% above its estimated fair value. The current PS Ratio is 2.96, which is 74% above median its 10-year median of 1.70 and 4.5% below the Banks industry median of 3.10. BEO Bancorp OR's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For BEO Bancorp OR (BEOB), the current PS Ratio is 2.96 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BEO Bancorp OR (BEOB) Overvalued in 2026?
Based on GuruFocus' analysis, BEO Bancorp OR stock appears to be overvalued.
The current stock price of $64.49 is trading 34% above its estimated GF Value™ of $48.11.
GuruFocus considers BEO Bancorp OR to be Significantly Overvalued.
Key valuation signals for BEOB:
PS Ratio: 2.96 (74% above median its 10-year median of 1.70)
GF Value™: $48.11 vs. price of $64.49 (34% above fair value)
Industry Position: 4.5% below the Banks median (#705 of 1506)
No single metric tells the full story. See the BEOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BEO Bancorp OR provides commercial and consumer financing, banking, and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. Its activities include the usual lending and deposit functions of a commercial bank: commercial, agricultural, real estate, installment, credit card, and mortgage loans; checking, money market, time deposit, and savings accounts; internet banking and bill payment; automated teller machines and safe deposit facilities. Additionally, the Bank originates and sells mortgage loans into the secondary market.
72GF Score
Get the complete analysis for BEOB
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BEOB has been successfully added to your 
