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Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Scotia Group Jamaica's Enterprise Value is JMD-33,670 Mil.
Scotia Group Jamaica's Revenue for the trailing twelve months (TTM) ended in Apr. 2026 was JMD71,221 Mil. Therefore, Scotia Group Jamaica's EV-to-Revenue ratio for today is -0.47.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Scotia Group Jamaica (XJAM:SGJ) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
Scotia Group Jamaica's current Enterprise Value is JMD-33,670 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Scotia Group Jamaica's Revenue for the trailing twelve months (TTM) ended in Apr. 2026 was JMD71,221 Mil.
Scotia Group Jamaica's current Enterprise Value is JMD-33,670 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Scotia Group Jamaica's Cash Flow from Operations for the trailing twelve months (TTM) ended in Apr. 2026 was JMD16,086 Mil.
Scotia Group Jamaica's current Enterprise Value is JMD-33,670 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Scotia Group Jamaica's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was JMD14,131 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Scotia Group Jamaica Enterprise Value Related Terms
Scotia Group Jamaica Enterprise Value Historical Data
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The historical data trend for Scotia Group Jamaica's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Scotia Group Jamaica's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotia Group Jamaica Enterprise Value vs Banks Industry
For the Banks industry and Financial Services sector, Scotia Group Jamaica's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Scotia Group Jamaica's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Scotia Group Jamaica's Enterprise Value for the fiscal year that ended in Oct. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of JMD-33,670 Mil mean?
Scotia Group Jamaica (XJAM:SGJ) has a Enterprise Value of JMD-33,670 Mil as of Jul. 15, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Scotia Group Jamaica and its competitors.
Is Scotia Group Jamaica's Enterprise Value too high?
Scotia Group Jamaica's current Enterprise Value is JMD-33,670 Mil. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's Enterprise Value compare to PNC and USB?
Scotia Group Jamaica's Enterprise Value of JMD-33,670 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Scotia Group Jamaica and its competitors. Scotia Group Jamaica's current Enterprise Value is JMD-33,670 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD57.74, compared to a current price of JMD57.82 — trading 0.1% above its estimated fair value. The current Enterprise Value is JMD-33,670 Mil. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current Enterprise Value is JMD-33,670 Mil as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?
Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be overvalued.
The current stock price of JMD57.82 is trading 0.1% above its estimated GF Value™ of JMD57.74.
GuruFocus considers Scotia Group Jamaica to be Fairly Valued.
Key valuation signals for XJAM:SGJ:
Enterprise Value: JMD-33,670 Mil
GF Value™: JMD57.74 vs. price of JMD57.82 (0.1% above fair value)
No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score
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