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Scotia Group JamaicaXJAM:SGJ -0.51%81 FCF Margin % is 57.01% as of Apr. 2026, which is 176% above its 10-year median of 20.68. GuruFocus rates XJAM:SGJ with a GF Score™ of 81/100 and a GF Value™ of JMD57.69 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,508 Banks companies, Scotia Group Jamaica ranks worse than 58.49% on this metric.
The historical rank and industry rank for Scotia Group Jamaica's FCF Margin % or its related term are showing as below:
XJAM:SGJ'
s FCF Margin % Range Over the Past 10 Years
Min: -64.71 Med: 20.68 Max: 118.27
Current: 19.84
During the past 13 years, the highest FCF Margin % of Scotia Group Jamaica was 118.27%. The lowest was -64.71%. And the median was 20.68%.
XJAM:SGJ's FCF Margin % is ranked worse than 58.49% of 1508
companies
in the Banks industry
Industry Median: 26.5
vs XJAM:SGJ: 19.84
Scotia Group Jamaica FCF Margin % Related Terms
Scotia Group Jamaica FCF Margin % Historical Data
* Premium members only.
The historical data trend for Scotia Group Jamaica's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Scotia Group Jamaica's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotia Group Jamaica FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Scotia Group Jamaica's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Scotia Group Jamaica's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Scotia Group Jamaica (XJAM:SGJ) has a FCF Margin % of 57.01% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Scotia Group Jamaica and its competitors. This is 176% above median its historical median of 20.68. According to the industry distribution chart, Scotia Group Jamaica ranks #882 out of 1508 companies in the Banks industry, placing it in the top 58.5%.
Is Scotia Group Jamaica's FCF Margin % too high?
Scotia Group Jamaica's current FCF Margin % of 57.01% is 176% above median its 10-year median of 20.68. The Banks industry median FCF Margin % is 26.50. Scotia Group Jamaica's value of 57.01% is 115.1% above this industry median. Based on the distribution chart, Scotia Group Jamaica ranks #882 out of 1508 companies in the Banks industry, which is below the industry midpoint. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Scotia Group Jamaica ranks #882 out of 1508 companies for FCF Margin %. This places Scotia Group Jamaica in the lower half of its industry. The industry median FCF Margin % is 26.50. Scotia Group Jamaica's value of 57.01% is 115.1% above this benchmark. While the company's 10-year median is 20.68 vs. the industry median of 26.50, Scotia Group Jamaica has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotia Group Jamaica's current FCF Margin % of 57.01% is 115.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Scotia Group Jamaica and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotia Group Jamaica's current FCF Margin % is 57.01%, which is 176% above median its own 10-year median of 20.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD57.69, compared to a current price of JMD58.18 — trading 0.8% above its estimated fair value. The current FCF Margin % is 57.01%, which is 176% above median its 10-year median of 20.68 and 115.1% above the Banks industry median of 26.50. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current FCF Margin % is 57.01% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?
Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be overvalued.
The current stock price of JMD58.18 is trading 0.8% above its estimated GF Value™ of JMD57.69.
GuruFocus considers Scotia Group Jamaica to be Fairly Valued.
Key valuation signals for XJAM:SGJ:
FCF Margin %: 57.01% (176% above median its 10-year median of 20.68)
GF Value™: JMD57.69 vs. price of JMD58.18 (0.8% above fair value)
Industry Position: 115.1% above the Banks median (#882 of 1508)
No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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