Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Scotia Group JamaicaXJAM:SGJ 81 Median PS Value is JMD60.71 as of Jul. 14, 2026, which is 100% below its 10-year median of 0.89. GuruFocus rates XJAM:SGJ with a GF Score™ of 81/100 and a GF Value™ of JMD57.71 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,043 Banks companies, Scotia Group Jamaica ranks better than 68.26% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Scotia Group Jamaica's Median PS Value or its related term are showing as below:
XJAM:SGJ'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.69 Med: 0.89 Max: 1.23
Current: 0.96
During the past 13 years, the highest Price to Median PS Value of Scotia Group Jamaica was 1.23. The lowest was 0.69. And the median was 0.89.
XJAM:SGJ's Price-to-Median-PS-Value is ranked better than 68.26% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs XJAM:SGJ: 0.96
Scotia Group Jamaica (XJAM:SGJ) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Scotia Group Jamaica's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
58.18
/
60.71
=
0.96
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Scotia Group Jamaica Median PS Value Related Terms
Scotia Group Jamaica Median PS Value Historical Data
* Premium members only.
The historical data trend for Scotia Group Jamaica's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Scotia Group Jamaica's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotia Group Jamaica Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Scotia Group Jamaica's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Scotia Group Jamaica's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.6526.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Scotia Group Jamaica's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was JMD22.887.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Scotia Group Jamaica (XJAM:SGJ) has a Median PS Value of JMD60.71 as of Jul. 14, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Scotia Group Jamaica and its competitors. This is 6721% above median its historical median of 0.89. Over the past decade, Scotia Group Jamaica's Median PS Value has ranged from 0.69 to 1.23. According to the industry distribution chart, Scotia Group Jamaica ranks #331 out of 1043 companies in the Banks industry, placing it in the top 31.7%.
Is Scotia Group Jamaica's Median PS Value too high?
Scotia Group Jamaica's current Median PS Value of JMD60.71 is 6721% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 1.23. Based on the distribution chart, Scotia Group Jamaica ranks #331 out of 1043 companies in the Banks industry, which is above the industry midpoint. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, Scotia Group Jamaica ranks #331 out of 1043 companies for Median PS Value. This puts Scotia Group Jamaica in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, Scotia Group Jamaica's own Median PS Value has ranged from 0.69 to 1.23 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Scotia Group Jamaica and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotia Group Jamaica's current Median PS Value is JMD60.71, which is 6721% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD57.71, compared to a current price of JMD58.18 — trading 0.8% above its estimated fair value. The current Median PS Value is JMD60.71, which is 6721% above median its 10-year median of 0.89. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current Median PS Value is JMD60.71 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?
Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be overvalued.
The current stock price of JMD58.18 is trading 0.8% above its estimated GF Value™ of JMD57.71.
GuruFocus considers Scotia Group Jamaica to be Fairly Valued.
Key valuation signals for XJAM:SGJ:
Median PS Value: JMD60.71 (6721% above median its 10-year median of 0.89)
GF Value™: JMD57.71 vs. price of JMD58.18 (0.8% above fair value)
No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score
Get the complete analysis for XJAM:SGJ
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XJAM:SGJ has been successfully added to your 
