Scotia Group Jamaica (XJAM:SGJ) ROE % Adjusted to Book Value: 14.32% (As of Apr. 2026)

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XJAM:SGJ Scotia Group Jamaica Ltd XJAM:SGJ
81 GF Score
Price JMD57.08
GF Value JMD57.84
Valuation Fairly Valued
! 3 Warning Signs
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What is Scotia Group Jamaica ROE % Adjusted to Book Value?

Scotia Group Jamaica XJAM:SGJ -0.23% 81 ROE % Adjusted to Book Value is 14.32% as of Apr. 2026. GuruFocus rates XJAM:SGJ with a GF Score™ of 81/100 and a GF Value™ of JMD57.84 (Fairly Valued). The stock has 3 warning signs investors should review.

Scotia Group Jamaica's ROE % for the quarter that ended in Apr. 2026 was 12.60%. Scotia Group Jamaica's PB Ratio for the quarter that ended in Apr. 2026 was 0.88. Scotia Group Jamaica's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 14.32%.


Scotia Group Jamaica ROE % Adjusted to Book Value Related Terms


Scotia Group Jamaica ROE % Adjusted to Book Value Historical Data

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The historical data trend for Scotia Group Jamaica's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scotia Group Jamaica ROE % Adjusted to Book Value Chart

Scotia Group Jamaica Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.91 9.00 17.40 14.91 12.41

Scotia Group Jamaica Semi-Annual Data
Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.84 17.18 11.80 12.58 14.32

XJAM:SGJ vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Scotia Group Jamaica's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scotia Group Jamaica ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Scotia Group Jamaica's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Scotia Group Jamaica's ROE % Adjusted to Book Value falls into.


XJAM:SGJ
81GF Score
Scotia Group Jamaica Ltd XJAM:SGJ
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Scotia Group Jamaica ROE % Adjusted to Book Value Calculation

Scotia Group Jamaica's ROE % Adjusted to Book Value for the fiscal year that ended in Oct. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.77% / 1.11
=12.41%

Scotia Group Jamaica's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.60% / 0.88
=14.32%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 14.32% mean?
Scotia Group Jamaica (XJAM:SGJ) has a ROE % Adjusted to Book Value of 14.32% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Scotia Group Jamaica and its competitors.
Is Scotia Group Jamaica's ROE % Adjusted to Book Value too high?
Scotia Group Jamaica's current ROE % Adjusted to Book Value is 14.32%. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's ROE % Adjusted to Book Value compare to PNC and USB?
Scotia Group Jamaica's ROE % Adjusted to Book Value of 14.32% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Scotia Group Jamaica and its competitors. Scotia Group Jamaica's current ROE % Adjusted to Book Value is 14.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD57.84, compared to a current price of JMD57.08 — trading 1.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 14.32%. Scotia Group Jamaica's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current ROE % Adjusted to Book Value is 14.32% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?

Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be undervalued. The current stock price of JMD57.08 is trading 1.3% below its estimated GF Value™ of JMD57.84. GuruFocus considers Scotia Group Jamaica to be Fairly Valued.

Key valuation signals for XJAM:SGJ:

  • ROE % Adjusted to Book Value: 14.32%
  • GF Value™: JMD57.84 vs. price of JMD57.08 (1.3% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Scotia Group Jamaica Business Description

Address Port Royal Streets, P.O. Box 709, Corner Duke, Scotiabank Centre, Kingston, JAM
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score

Get the complete analysis for XJAM:SGJ

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD57.08
Price
JMD57.84
GF Value