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Scotia Group JamaicaXJAM:SGJ +1.47%81 Shareholder Yield % is 2.87% as of Apr. 2026, which is 26% below its 10-year median of 3.90. GuruFocus rates XJAM:SGJ with a GF Score™ of 81/100 and a GF Value™ of JMD58.00 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Scotia Group Jamaica ranks better than 56.86% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Scotia Group Jamaica's Shareholder Yield % was 2.87%.
Scotia Group Jamaica (XJAM:SGJ) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Scotia Group Jamaica Shareholder Yield % Related Terms
Scotia Group Jamaica Shareholder Yield % Historical Data
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The historical data trend for Scotia Group Jamaica's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJAM:SGJ vs PNC, USB: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Scotia Group Jamaica's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotia Group Jamaica Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Scotia Group Jamaica's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Scotia Group Jamaica's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Scotia Group Jamaica (XJAM:SGJ) has a Shareholder Yield % of 2.87% as of Apr. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Scotia Group Jamaica and its competitors. This is 26% below median its historical median of 3.90. Over the past decade, Scotia Group Jamaica's Shareholder Yield % has ranged from 2.87 to 6.06. According to the industry distribution chart, Scotia Group Jamaica ranks #648 out of 1502 companies in the Banks industry, placing it in the top 43.1%.
Is Scotia Group Jamaica's Shareholder Yield % too high?
Scotia Group Jamaica's current Shareholder Yield % of 2.87% is 26% below median its 10-year median of 3.90. Over the past 10 years, this metric has ranged from a low of 2.87 to a high of 6.06. The Banks industry median Shareholder Yield % is 1.51. Scotia Group Jamaica's value of 2.87% is 90.1% above this industry median. Based on the distribution chart, Scotia Group Jamaica ranks #648 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Scotia Group Jamaica ranks #648 out of 1502 companies for Shareholder Yield %. This puts Scotia Group Jamaica in the upper half of its industry. The industry median Shareholder Yield % is 1.51. Scotia Group Jamaica's value of 2.87% is 90.1% above this benchmark. Historically, Scotia Group Jamaica's own Shareholder Yield % has ranged from 2.87 to 6.06 over the past decade. While the company's 10-year median is 3.90 vs. the industry median of 1.51, Scotia Group Jamaica has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.51, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotia Group Jamaica's current Shareholder Yield % of 2.87% is 90.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Scotia Group Jamaica and its competitors. For the Banks industry, the median Shareholder Yield % is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotia Group Jamaica's current Shareholder Yield % is 2.87%, which is 26% below median its own 10-year median of 3.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD58.00, compared to a current price of JMD57.86 — trading 0.2% below its estimated fair value. The current Shareholder Yield % is 2.87%, which is 26% below median its 10-year median of 3.90 and 90.1% above the Banks industry median of 1.51. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current Shareholder Yield % is 2.87% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?
Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be undervalued.
The current stock price of JMD57.86 is trading 0.2% below its estimated GF Value™ of JMD58.00.
GuruFocus considers Scotia Group Jamaica to be Fairly Valued.
Key valuation signals for XJAM:SGJ:
Shareholder Yield %: 2.87% (26% below median its 10-year median of 3.90)
GF Value™: JMD58.00 vs. price of JMD57.86 (0.2% below fair value)
Industry Position: 90.1% above the Banks median (#648 of 1502)
No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score
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