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* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Scotia Group Jamaica's PEG Ratio or its related term are showing as below:
XJAM:SGJ'
s PEG Ratio Range Over the Past 10 Years
Min: 1.01 Med: 1.8 Max: 120.89
Current: 1.26
During the past 13 years, Scotia Group Jamaica's highest PEG Ratio was 120.89. The lowest was 1.01. And the median was 1.80.
XJAM:SGJ's PEG Ratio is ranked better than 58.04% of 1232
companies
in the Banks industry
Industry Median: 1.55
vs XJAM:SGJ: 1.26
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Scotia Group Jamaica (XJAM:SGJ) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Scotia Group Jamaica PEG Ratio Related Terms
Scotia Group Jamaica PEG Ratio Historical Data
* Premium members only.
The historical data trend for Scotia Group Jamaica's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Scotia Group Jamaica's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotia Group Jamaica PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Scotia Group Jamaica's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Scotia Group Jamaica's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Scotia Group Jamaica (XJAM:SGJ) has a PEG Ratio of 1.26 as of Jul. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Scotia Group Jamaica and its competitors. This is 30% below median its historical median of 1.80. Over the past decade, Scotia Group Jamaica's PEG Ratio has ranged from 1.01 to 120.89. According to the industry distribution chart, Scotia Group Jamaica ranks #517 out of 1232 companies in the Banks industry, placing it in the top 42%.
Is Scotia Group Jamaica's PEG Ratio too high?
Scotia Group Jamaica's current PEG Ratio of 1.26 is 30% below median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 120.89. The Banks industry median PEG Ratio is 1.55. Scotia Group Jamaica's value of 1.26 is 18.7% below this industry median. Based on the distribution chart, Scotia Group Jamaica ranks #517 out of 1232 companies in the Banks industry, which is above the industry midpoint. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Scotia Group Jamaica ranks #517 out of 1232 companies for PEG Ratio. This puts Scotia Group Jamaica in the upper half of its industry. The industry median PEG Ratio is 1.55. Scotia Group Jamaica's value of 1.26 is 18.7% below this benchmark. Historically, Scotia Group Jamaica's own PEG Ratio has ranged from 1.01 to 120.89 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 1.55, Scotia Group Jamaica has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scotia Group Jamaica's current PEG Ratio of 1.26 is 18.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Scotia Group Jamaica and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotia Group Jamaica's current PEG Ratio is 1.26, which is 30% below median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD58.00, compared to a current price of JMD57.86 — trading 0.2% below its estimated fair value. The current PEG Ratio is 1.26, which is 30% below median its 10-year median of 1.80 and 18.7% below the Banks industry median of 1.55. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current PEG Ratio is 1.26 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?
Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be undervalued.
The current stock price of JMD57.86 is trading 0.2% below its estimated GF Value™ of JMD58.00.
GuruFocus considers Scotia Group Jamaica to be Fairly Valued.
Key valuation signals for XJAM:SGJ:
PEG Ratio: 1.26 (30% below median its 10-year median of 1.80)
GF Value™: JMD58.00 vs. price of JMD57.86 (0.2% below fair value)
Industry Position: 18.7% below the Banks median (#517 of 1232)
No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score
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