Scotia Group Jamaica (XJAM:SGJ) Interest Expense: JMD-2,294 Mil (TTM As of Apr. 2026)

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XJAM:SGJ Scotia Group Jamaica Ltd XJAM:SGJ
81 GF Score
Price JMD57.24
GF Value JMD58.29
Valuation Fairly Valued
! 4 Warning Signs
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What is Scotia Group Jamaica Interest Expense?

Scotia Group Jamaica XJAM:SGJ +0.40% 81 Interest Expense is JMD-2,294 Mil as of Apr. 2026. GuruFocus rates XJAM:SGJ with a GF Score™ of 81/100 and a GF Value™ of JMD58.29 (Fairly Valued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Scotia Group Jamaica's interest expense for the six months ended in Apr. 2026 was JMD -1,177 Mil. Its interest expense for the trailing twelve months (TTM) ended in Apr. 2026 was JMD-2,294 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Scotia Group Jamaica's Operating Income for the six months ended in Apr. 2026 was JMD Mil. Scotia Group Jamaica's Interest Expense for the six months ended in Apr. 2026 was JMD Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Scotia Group Jamaica Interest Expense Historical Data

* Premium members only.

The historical data trend for Scotia Group Jamaica's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scotia Group Jamaica Interest Expense Chart

Scotia Group Jamaica Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,856.34 -579.79 -1,379.91 -2,040.24 -2,055.66

Scotia Group Jamaica Semi-Annual Data
Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -957.97 -1,082.27 -938.36 -1,117.30 -1,176.86
XJAM:SGJ
81GF Score
Scotia Group Jamaica Ltd XJAM:SGJ
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Scotia Group Jamaica Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was JMD-2,294 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of JMD-2,294 Mil mean?
Scotia Group Jamaica (XJAM:SGJ) has a Interest Expense of JMD-2,294 Mil as of Apr. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Scotia Group Jamaica and its competitors.
Is Scotia Group Jamaica's Interest Expense too high?
Scotia Group Jamaica's current Interest Expense is JMD-2,294 Mil. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's Interest Expense compare to PNC and USB?
Scotia Group Jamaica's Interest Expense of JMD-2,294 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Scotia Group Jamaica and its competitors. Scotia Group Jamaica's current Interest Expense is JMD-2,294 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD58.29, compared to a current price of JMD57.24 — trading 1.8% below its estimated fair value. The current Interest Expense is JMD-2,294 Mil. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current Interest Expense is JMD-2,294 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?

Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be undervalued. The current stock price of JMD57.24 is trading 1.8% below its estimated GF Value™ of JMD58.29. GuruFocus considers Scotia Group Jamaica to be Fairly Valued.

Key valuation signals for XJAM:SGJ:

  • Interest Expense: JMD-2,294 Mil
  • GF Value™: JMD58.29 vs. price of JMD57.24 (1.8% below fair value)
  • GF Score™: 81/100 with 4 warning signs

No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Scotia Group Jamaica Business Description

Address Port Royal Streets, P.O. Box 709, Corner Duke, Scotiabank Centre, Kingston, JAM
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score

Get the complete analysis for XJAM:SGJ

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD57.24
Price
JMD58.29
GF Value