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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Scotia Group Jamaica's Enterprise Value is JMD-35,381 Mil.
Scotia Group Jamaica's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was JMD14,131 Mil. Therefore, Scotia Group Jamaica's EV-to-FCF for today is -2.50.
The historical rank and industry rank for Scotia Group Jamaica's EV-to-FCF or its related term are showing as below:
XJAM:SGJ'
s EV-to-FCF Range Over the Past 10 Years
Min: -27.92 Med: -0.27 Max: 30.27
Current: -2.37
During the past 13 years, the highest EV-to-FCF of Scotia Group Jamaica was 30.27. The lowest was -27.92. And the median was -0.27.
XJAM:SGJ's EV-to-FCF is ranked better than 93.37% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs XJAM:SGJ: -2.37
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Scotia Group Jamaica (XJAM:SGJ) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Scotia Group Jamaica's PE Ratio (TTM) for today is calculated as:
Scotia Group Jamaica's share price for today is JMD57.27.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Scotia Group Jamaica's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 was JMD6.680.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Scotia Group Jamaica EV-to-FCF Related Terms
Scotia Group Jamaica EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Scotia Group Jamaica's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Scotia Group Jamaica's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Scotia Group Jamaica EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Scotia Group Jamaica's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Scotia Group Jamaica's EV-to-FCF falls into.
Scotia Group Jamaica's current Enterprise Value is JMD-35,381 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Scotia Group Jamaica's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was JMD14,131 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Scotia Group Jamaica (XJAM:SGJ) has a EV-to-FCF of -2.50 as of Jul. 31, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Scotia Group Jamaica and its competitors. According to the industry distribution chart, Scotia Group Jamaica ranks #79 out of 1191 companies in the Banks industry, placing it in the top 6.6%.
Is Scotia Group Jamaica's EV-to-FCF too high?
Scotia Group Jamaica's current EV-to-FCF is -2.50. Based on the distribution chart, Scotia Group Jamaica ranks #79 out of 1191 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Scotia Group Jamaica has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Scotia Group Jamaica's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Scotia Group Jamaica ranks #79 out of 1191 companies for EV-to-FCF. This places Scotia Group Jamaica in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 7.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Scotia Group Jamaica and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scotia Group Jamaica's current EV-to-FCF is -2.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scotia Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Scotia Group Jamaica (XJAM:SGJ) is currently considered Fairly Valued. The stock's GF Value™ is JMD58.13, compared to a current price of JMD57.27 — trading 1.5% below its estimated fair value. The current EV-to-FCF is -2.50. Scotia Group Jamaica's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Scotia Group Jamaica (XJAM:SGJ), the current EV-to-FCF is -2.50 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Scotia Group Jamaica (XJAM:SGJ) Overvalued in 2026?
Based on GuruFocus' analysis, Scotia Group Jamaica stock appears to be undervalued.
The current stock price of JMD57.27 is trading 1.5% below its estimated GF Value™ of JMD58.13.
GuruFocus considers Scotia Group Jamaica to be Fairly Valued.
Key valuation signals for XJAM:SGJ:
EV-to-FCF: -2.50
GF Value™: JMD58.13 vs. price of JMD57.27 (1.5% below fair value)
No single metric tells the full story. See the XJAM:SGJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Scotia Group Jamaica Ltd is a Jamaican financial holding company. It provides a range of financial services through its subsidiaries to personal, commercial, corporate, and government clients across Jamaica. The company has six business segments: Retail, Corporate and Commercial, Treasury, Investment Management Services, Insurance Services, and Others. It generates maximum revenue from the Retail banking segment. The retail banking segment includes personal banking services, personal deposit accounts, credit and debit cards, consumer loans, mortgages, and microfinance.
81GF Score
Get the complete analysis for XJAM:SGJ
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